7709 W Berkeley Rd, Denver, NC 28037 Property Records

Lincoln County property record for 7709 W Berkeley Rd, Denver, NC 28037 · Last verified November 2023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,006 sqft · built 2007
Lot Size	0.282 acres (12,327 sqft)
Owner	Individual Name on File
Last Sale	$336,500 (Apr 2021)
Tax Bill	$2,874 (2023)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4603-25-9691`

Property Details

APN / Parcel Number

Primary APN	`4603-25-9691`
Alternative APNs	`284090` `85422`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,006 sqft Finished Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,327 sqft (0.282 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	284090
Street Address	7709 W BERKELEY RD
City	DENVER
State	NC
Zip	28037-8750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#141 VILLAGES OFDENVER P1
Legal Subdivision	VILLAGES/DENVER PH I
Legal Block	25
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	3
Census Block	3011
Census Tract	71101

Owner

Source: Lincoln County records · APN 4603-25-9691

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7709 W BERKELEY RD, DENVER, NC 28037-8750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Mar 01, 2011 · Amount on Record
Deed Document Number	0000303723
Deed Book / Page	3037 / 23
Record Updated	Jun 07, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Apr 30, 2021
Property Address	7709 W BERKELEY RD, DENVER, NC 28037-8750
Document Number	0000303723
Book / Page	3037 / 23
Map Reference	MB 13 PG 499-501
Instrument Date	Apr 30, 2021
Instrument	630416
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$673.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2102 MOUNT ZION CHURCH RD, 2102, ALEXIS, NC 28006-9722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7709 W BERKELEY RD, DENVER, NC 28037-8750

Mortgage

Document Number	0000630417
Date	Apr 30, 2021
Instrument	630417

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7709 W BERKELEY RD, DENVER, NC 28037-8750
Document Number	2789371
Instrument Date	Dec 21, 2018
Transaction Type	Mortgage
Record Updated	Jan 09, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7709 W BERKELEY RD DENVER NC 280378750, DENVER, NC 28037-8750

Mortgage

Document Number	2789371
Date	Dec 28, 2018
Book Page	002789/000371
Instrument	587129

Lender

Name	PEOPLES BK
Type	Bank
Address	NEWTON, NC 28658

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 27, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,874.00	$457,971 Land $77,000 Building $380,971	$457,971 Land $77,000 Building $380,971

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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