7709 W 85th St, Bloomington (Minneapolis), MN 55438 Property Records

Hennepin County property record for 7709 W 85th St, Bloomington, MN 55438

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,895 sqft · built 1980
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$407,900 (Nov 2012)
Tax Bill	$7,246 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-116-21-43-0072`

Property Details

APN / Parcel Number

Primary APN	`18-116-21-43-0072`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,895 sqft Living Area
Gross Area	2,881 sqft
1st Floor Area	1,895 sqft
Basement Area	986 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	133 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7709 W 85TH ST
City	MINNEAPOLIS
State	MN
Zip	55438-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 002 A AUTUMN CHACE 4TH ADDN N 111X133X58X121
Legal Range	21
Legal Township	116
Legal Section	18
Legal Quarter	43
Legal Subdivision	AUTUMN CHACE 4TH ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2001
Census Tract	25905

Owner

7709 W 85th St is owned and occupied by two individuals who bought it in November 2012.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7709 W 85TH ST, MINNEAPOLIS, MN 55438-1310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 21, 2019	Deed of Trust, Mortgage · Conventional with PMI BELL BK
Aug 6, 2018	Warranty Deed, Transfer · Conventional with PMI BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2012 · Amount on File
Deed Sale	Nov 8, 2012 · Amount on File
Deed Document Number	20129870384
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7709 W 85TH ST, BLOOMINGTON, MN 55438-1310
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11051892
Date	Dec 3, 2021
Instrument	A11051892

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7709 W 85TH ST, BLOOMINGTON, MN 55438-1310
Document Number	0010730701
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7709 W 85TH ST BLOOMINGTON MN 554381310, BLOOMINGTON, MN 55438-1310

Mortgage

Document Number	0010730701
Date	Nov 25, 2019
Instrument	10730701

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 6, 2018
Property Address	7709 W 85TH ST, BLOOMINGTON, MN 55438-1310
Document Number	0010580222
Instrument Date	Aug 1, 2018
Instrument	10580222
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,563.66
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7709 W 85TH ST BLOOMINGTON MN 554381310, BLOOMINGTON, MN 55438-1310

Mortgage

Document Number	10580223
Date	Aug 6, 2018
Instrument	10580223

Lender

Name	BELL BK
Address	FARGO, NV 58103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7709 W 85th St was $7,246.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,246.00	$520,400 Land $184,700 Building $335,700	$520,400 Land $184,700 Building $335,700
2023	$5,873.00 Homeowner's exemption
2022		$499,000 Land $178,100 Building $320,900	$499,000 Land $178,100 Building $320,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7709 W 85th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7709 W 85th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Netwave Broadband, Verizon.

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