7645 W 85th St, Bloomington (Minneapolis), MN 55438 Property Records

Hennepin County property record for 7645 W 85th St, Bloomington, MN 55438

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 2,376 sqft · built 1980
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,543 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-116-21-43-0074`

Property Details

APN / Parcel Number

Primary APN	`18-116-21-43-0074`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,376 sqft Living Area
Gross Area	5,034 sqft
1st Floor Area	2,376 sqft
Basement Area	2,658 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	560 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Deck Area	360 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7645 W 85TH ST
City	MINNEAPOLIS
State	MN
Zip	55438-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 002 A AUTUMN CHACE 4TH ADDN E 75X120X137X153
Legal Range	21
Legal Township	116
Legal Section	18
Legal Quarter	43
Legal Subdivision	AUTUMN CHACE 4TH ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2001
Census Tract	25905

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7645 W 85TH ST, MINNEAPOLIS, MN 55438-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2020	Deed of Trust, Mortgage · Line of Credit RBCU
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage RICHFIELD BLOOMINGTON CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7645 W 85TH ST, BLOOMINGTON, MN 55438-1308
Document Number	0010881638
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7645 W 85TH ST BLOOMINGTON MN 554381308, BLOOMINGTON, MN 55438-1308

Mortgage

Document Number	0010881638
Date	Dec 7, 2020
Instrument	10881638

Lender

Name	RBCU
Address	BLOOMINGTON, MN 55420

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Dec 6, 2035

Interest

Rate Type	Adjustable Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7645 W 85TH ST, BLOOMINGTON, MN 55438-1308
Document Number	0010881637
Instrument Date	Sep 4, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7645 W 85TH ST BLOOMINGTON MN 554381308, BLOOMINGTON, MN 55438-1308

Mortgage

Document Number	0010881637
Date	Dec 7, 2020
Instrument	10881637

Lender

Name	RICHFIELD BLOOMINGTON CU
Type	Credit Union
Address	RICHFIELD, MN 55423

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 6, 2030

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,543.00 (+28.16%)	$597,600 (+7.71%) Land $194,500 Building $403,100	$597,600 (+7.71%) Land $194,500 Building $403,100
2023	$6,666.00 Homeowner's exemption
2022		$554,800 Land $182,700 Building $372,100	$554,800 Land $182,700 Building $372,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Netwave Broadband, Verizon.

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