McHenry County property record for 7709 Utility St, Spring Grove, IL 60081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,184 sqft · built 1989 |
| Lot Size | 0.334 acres (14,566 sqft) |
| Owner | Owner Name on File |
| Last Sale | $127,000 (Mar 1998) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-276-008 |
| Primary APN | 04-25-276-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 3,276 sqft |
| Year Built | Built 1989 |
|---|---|
| Construction Type | Frame |
| Lot Area | 14,566 sqft |
| Street Address | 7709 UTILITY ST |
|---|---|
| City | SPRING GROVE |
| State | IL |
| Zip | 60081-8627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2006R0089642 LT 30 SPRING MEADOWS SUB VILL OF SPRING GROVE |
| Legal Range | 08E |
| Legal Township | 46N |
| Legal Section | 25 |
| Legal Subdivision | SPRING MEADOWS |
| Legal Block | 276 |
| Legal Lot Number | 30 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 870105 |
The current owner of 7709 Utility St acquired it in December 2006.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 7709 UTILITY ST, SPRING GROVE, IL 60081-8627 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 1998 · Amount on File |
| Deed Sale | Mar 17, 1998 · Amount on File |
| Prior Sale | Mar 17, 1998 · Amount on File |
| Deed Document Number | 0000015303 |
| Deed Book / Page | 0425 |
| Last Transfer Date | Dec 7, 2006 |
| Transfer Doc | 0000089642 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 7709 UTILITY ST, SPRING GROVE, IL 60081-8627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000043480 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2020R0043480 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Richmond Township |
| Municipality | Spring Grove Village |
| Elementary School District | Nippersink School District 2 (KG - 08) |
| Secondary School District | Richmond-Burton Community High School District 157 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $63,074 Land $12,405 Building $50,669 | $189,222 Land $37,215 Building $152,007 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7709 Utility St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7709 Utility St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 59 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Surf Internet, T-Mobile, Verizon.
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