7702 Utility St, Spring Grove, IL 60081 Property Records

McHenry County property record for 7702 Utility St, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	1,481 sqft · built 1961
Lot Size	0.339 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Oct 2023)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-25-277-004`

Property Details

APN / Parcel Number

Primary APN	`04-25-277-004`

Interior

Stories	1 Story
Building Area	1,481 sqft Living Area
Gross Area	2,682 sqft

Exterior

Year Built	Built 1961
Construction Type	Frame
Lot Area	14,810 sqft (0.339 acres)

Location & Zoning

Street Address	7702 UTILITY ST
City	SPRING GROVE
State	IL
Zip	60081-9697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1973R0597148 LT 35 SPRING MEADOWS SUB VILL OF SPRING GROVE MEMO: RABELHOFER, WILLIAM E/ MARY ALICE MEMO: TODI RECORDED AS
Legal Range	08E
Legal Township	46N
Legal Section	25
Legal Subdivision	SPRING MEADOWS
Legal Block	277
Legal Lot Number	35
Jurisdiction	MCHENRY IL
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2024
Census Tract	870105

Owner

7702 Utility St is owned and occupied by an individual who bought it in October 2023.

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7702 UTILITY ST, SPRING GROVE, IL 60081-9697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Jan 24, 2017
Deed Document Number	2023R0024824
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7702 UTILITY ST, SPRING GROVE, IL 60081-9697
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 BEVERLY DR, ROUND LAKE BEACH, IL 60073-1509
Investor	Possibly a Property Investor

Mortgage

Document Number	0000027515
Date	Oct 30, 2023
Instrument	2023R0027515

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 2, 2023
Property Address	7702 UTILITY ST, SPRING GROVE, IL 60081-9697
Document Number	0000024824
Map Reference	MB 14 PG 52
Instrument Date	Sep 29, 2023
Instrument	2023R0024824
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7702 UTILITY ST, SPRING GROVE, IL 60081-9697
Investor	Possibly a Property Investor

Mortgage

Document Number	0000024825
Date	Oct 2, 2023
Instrument	2023R0024825

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Richmond Township
Municipality	Spring Grove Village
Elementary School District	Nippersink School District 2 (KG - 08)
Secondary School District	Richmond-Burton Community High School District 157 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$56,428 Land $12,405 Building $44,023	$169,284 Land $37,215 Building $132,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7702 Utility St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7702 Utility St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Surf Internet, T-Mobile, Verizon.

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