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7709 Terra Cotta, Temple, TX 76502 Property Records

Bell County property record for 7709 Terra Cotta, Temple, TX 76502

Property Summary

Property TypeSingle Family Home
Details2,890 sqft · built 2010
Lot Size0.335 acres (14,606 sqft)
Owner2 Individual Names on File
Tax Bill$4,418 (2023)
Deeds & MortgagesMar 2021 Mortgage
Jan 2017 Transfer
Flood ZoneZone X (minimal risk)
APN0063309450

Property Details

APN / Parcel Number

Primary APN0063309450
Alternative APNs
  • 390671
  • 822475

Interior

Stories2 Stories
Building Area2,890 sqft Living Area
1st Floor Area1,864 sqft
2nd Floor Area1,026 sqft

Exterior

Year BuiltBuilt 2010
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area14,606 sqft (0.335 acres)
Lot Dimensions143 ft deep x 103 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft

Location & Zoning

Account Number822475
Street Address7709 TERRA COTTA
CityTEMPLE
StateTX
Zip76502-5380
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLS OF WESTWOOD PHASE III, BLOCK 003, LOT 0013
Legal SubdivisionHILLS OF WESTWOOD PHASE III
Legal Block3
Legal Lot Number13
JurisdictionBELL TX
Township / Civil DivisionTEMPLE
Census Block Group3
Census Block3013
Census Tract20301

Owner

7709 Terra Cotta is owned and occupied by two individuals who acquired it in January 2017.

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7709 TERRA COTTA, TEMPLE, TX 76502-5380
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HOME LENDING INC
Jan 17, 2017Quit Claim Deed, Transfer
MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2011
Deed SaleJul 15, 2011
Prior SaleJul 15, 2011
Deed Document Number0000024047
Last Transfer DateJan 17, 2017
Transfer Doc0000001865
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address7709 TERRA COTTA, TEMPLE, TX 76502-5380
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019076
DateMar 30, 2021
Instrument2021019076
Lender
NameCORNERSTONE HOME LENDING INC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBELL TX
Recording DateJan 17, 2017
Property Address7709 TERRA COTTA, TEMPLE, TX 76502-5380
Document Number0000001865
Instrument DateMay 14, 2016
Instrument1865
Transaction TypeTransfer
Record UpdatedJan 31, 2017
Title CompanyMONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address7709 TERRA COTTA TEMPLE TX 765025380, TEMPLE, TX 76502-5380

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityTemple City
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,418.00 (-26.96%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$431,273 Land $36,000 Building $395,273$431,273 Land $36,000 Building $395,273
2022$6,049.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7709 Terra Cotta in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7709 Terra Cotta is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TEMPLE
serves 94,935 people · EPA ID TX0140005
Water SourceSurface water
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2019
Total trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Astound Broadband
Cable		1,500 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Nextlink.

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