7624 Terra Cotta, Temple, TX 76502 Property Records

Bell County property record for 7624 Terra Cotta, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,792 sqft · built 2009
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Tax Bill	$4,916 (2025)
Deeds & Mortgages	Feb 2026 Sale Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0063309432`

Property Details

APN / Parcel Number

Primary APN	`0063309432`
Alternative APNs	`390665` `859141`

Interior

Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2016
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	143 sqft
Storage Building	96 sqft

Location & Zoning

Street Address	7624 TERRA COTTA
City	TEMPLE
State	TX
Zip	76502-5379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLS OF WESTWOOD PHASE III, BLOCK 003, LOT 0007
Legal Subdivision	HILLS OF WESTWOOD PHASE III
Legal Block	3
Legal Lot Number	7
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3013
Census Tract	20301

Owner

7624 Terra Cotta is owned and occupied by an individual who acquired it in February 2026.

Source: Bell County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7624 TERRA COTTA, TEMPLE, TX 76502-5379
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Special Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T
Nov 23, 2021	Warranty Deed, Transfer · VA Mortgage PLANET HOME LENDING LLC
May 6, 2019	Vendor's Lien, Transfer · VA Mortgage AUSTIN CAPITAL BANK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026
Deed Sale	Feb 17, 2026
Prior Sale	Nov 23, 2021 · Amount on File
Deed Document Number	20267211
Prior Transfer Date	May 1, 2019
Prior Transfer Doc	0000018403
Record Updated	Oct 29, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL TX
Recording Date	Feb 17, 2026
Property Address	7624 TERRA COTTA, TEMPLE, TX 76502-5379
Document Number	0000007211
Map Reference	CAB D SL 122-D
Instrument Date	Feb 16, 2026
Instrument	2026007211
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7624 TERRA COTTA, TEMPLE, TX 76502-5379

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Nov 23, 2021
Property Address	7624 TERRA COTTA, TEMPLE, TX 76502-5379
Document Number	0000077109
Map Reference	DOC 2018-132
Instrument Date	Nov 22, 2021
Instrument	2021077109
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 CUMBER LAND RD, 119, TEMPLE, TX 76502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 EMERALD DOVE DR, TEMPLE, TX 76502-5979

Mortgage

Document Number	0000077002
Date	Nov 23, 2021
Instrument	2021077002

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 6, 2019
Property Address	7624 TERRA COTTA, TEMPLE, TX 76502-5379
Document Number	0000018403
Map Reference	CAB D SL 122-D
Instrument Date	May 1, 2019
Instrument	2019-00018403
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7624 TERRA COTTA, TEMPLE, TX 76502-5379

Mortgage

Document Number	0000018404
Date	May 6, 2019
Instrument	2019-00018404

Lender

Name	AUSTIN CAPITAL BANK SSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7624 Terra Cotta was $4,916 with exemptions applied, up 0.2% from the year before.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,916.00 (+0.18%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$284,461	$289,535 Land $36,000 Building $253,535
2024	$4,907.00 (+18.5%)
2023	$4,141.00 (-13.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$324,141 Land $36,000 Building $288,141	$324,141 Land $36,000 Building $288,141
2022	$4,787.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7624 Terra Cotta in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7624 Terra Cotta is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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