7709 N Gate Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 7709 N Gate Rd, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 780 sqft · built 1973
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$342,000 (Dec 2025)
Tax Bill	$7,747 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-26-202-008`

Property Details

APN / Parcel Number

Primary APN	`04-26-202-008`
Alternative APNs	`426202008` `026A256`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Lot Area	20,038 sqft (0.46 acres)
Garage Area	660 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	026A256
Street Address	7709 N GATE RD
City	ROSCOE
State	IL
Zip	61073-7613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PLAT 2 THE LEDGES COUNTRY CLUB ESTATESBNG PT NE1/4 SEC 26-46-2 LOT 096
Legal Range	2
Legal Township	46
Legal Section	26
Legal Subdivision	PLAT 2 THE LEDGES COUNTRY CLUB ESTATES
Legal Lot Number	096
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	4
Census Block	4015
Census Tract	3903

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7709 N GATE RD, ROSCOE, IL 61073-7613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST MID ILLINOIS BK & TR NA
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NTHRN CU
Jul 18, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BK
Dec 22, 2017	Grant Deed, Transfer CHICAGO TITLE COMPANY
Nov 27, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	202531587
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 4, 2025
Property Address	7709 N GATE RD, ROSCOE, IL 61073-7613
Document Number	0000031587
Map Reference	PB 32 PG 14
Instrument Date	Nov 24, 2025
Instrument	2531587
Transaction Type	Transfer
Record Updated	Jan 7, 2026
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$513.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7709 N GATE RD, ROSCOE, IL 61073-7613

Mortgage

Document Number	0000031588
Date	Dec 4, 2025
Instrument	2531588

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7709 N GATE RD, ROSCOE, IL 61073-7613
Document Number	0001009076
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 27, 2020
Title Company	MAGNUS TITLE AGENCY, MTA

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7709 N GATE RD ROSCOE IL 610737613, ROSCOE, IL 61073-7613

Mortgage

Document Number	0001009076
Date	Apr 6, 2020
Instrument	1009076

Lender

Name	FIRST NTHRN CU
Type	Credit Union
Address	CHICAGO, IL 60606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 5, 2025

Interest

Rate Type	Fixed Rate
Rate	2.75%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 18, 2018
Property Address	7709 N GATE RD, ROSCOE, IL 61073-7613
Document Number	0001020382
Instrument Date	Jul 18, 2018
Instrument	1020382
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	NORTHERN LAND TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7709 N GATE RD ROSCOE IL 610737613, ROSCOE, IL 61073-7613

Mortgage

Document Number	1020383
Date	Jul 18, 2018
Instrument	1020383

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 17, 2033

Interest

Rate Type	Fixed Rate
Rate	4.37%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 22, 2017
Property Address	7709 N GATE RD, ROSCOE, IL 61073-7613
Document Number	0001041257
Instrument Date	Dec 15, 2017
Instrument	1041257
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$207.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7709 N GATE RD ROSCOE IL 610737613, ROSCOE, IL 61073-7613

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 27, 2017
Property Address	7709 N GATE RD, ROSCOE, IL 61073-7613
Document Number	0001037693
Instrument Date	Oct 16, 2017
Instrument	1037693
Transaction Type	Foreclosure
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD CORAL GABLES FL 331461837, CORAL GABLES, FL 33146-1837

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,747.00 (+4%)	$105,465 (+9.49%) Land $21,626 Building $83,839	$316,395 (+9.49%) Land $64,878 Building $251,517
2024	$7,449.00 Homeowner's exemption	$96,324 (+21.89%) Land $19,752 Building $76,572	$288,972 (+21.89%) Land $59,256 Building $229,716
2022	Homeowner's exemption	$79,023 Land $16,204 Building $62,819	$237,069 Land $48,612 Building $188,457

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEGEND LAKES WATER ASSOCIATION private · serves 250 people · EPA ID IL2015300
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

7709 N Gate Rd, Roscoe, IL 61073 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Gate Rd

Nearby Streets

Search Property Records by Address or Parcel Number