7709 McCulloch Rd, Temple, TX 76502 Property Records

Bell County property record for 7709 McCulloch Rd, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,710 sqft · built 2020
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$274,400 (Jun 2026)
Tax Bill	$4,724 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0922919010`

Property Details

APN / Parcel Number

Primary APN	`0922919010`
Alternative APNs	`489101` `825114`

Interior

Stories	1 Story
Building Area	1,710 sqft Living Area
1st Floor Area	1,710 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	7,200 sqft (0.165 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7709 MCCULLOCH RD
City	TEMPLE
State	TX
Zip	76502-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT PEA RIDGE PHASE I, BLOCK 004, LOT 0013
Legal Subdivision	THE RESERVE AT PEA RIDGE PHASE I
Legal Block	4
Legal Lot Number	13
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1015
Census Tract	20301

Owner

Source: Bell County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7709 MCCULLOCH RD, TEMPLE, TX 76502-6109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Aug 7, 2020	Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Apr 2, 2020 · Amount on Record
Deed Document Number	202629332
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jun 11, 2026
Property Address	7709 MCCULLOCH RD, TEMPLE, TX 76502-6109
Document Number	0000029332
Instrument Date	May 29, 2026
Instrument	202629332
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	MERICK TITLE, MAVERICK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7709 MCCULLOCH RD, TEMPLE, TX 76502-6109

Mortgage

Document Number	0000029333,
Date	Jun 11, 2026
Instrument	202629333

Lender

Name	CMG MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 7, 2020
Property Address	7709 MCCULLOCH RD, TEMPLE, TX 76502-6109
Document Number	0000040889
Instrument Date	Aug 7, 2020
Instrument	40889
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7709 MCCULLOCH RD TEMPLE TX 765026109, TEMPLE, TX 76502-6109

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,724.00 (+19.84%)	$260,396 (-13.2%)	$284,374 (-5.2%) Land $40,000 Building $244,374
2023	$3,942.00 (-35.6%) Homeowner's exemption	$299,984 Land $40,000 Building $259,984	$299,984 Land $40,000 Building $259,984
2022	$6,121.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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