Bell County property record for 7704 McCulloch Rd, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 1,509 sqft · built 2020 |
| Lot Size | 0.137 acres (5,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $185,100 (Apr 2021) |
| Tax Bill | $4,335 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 0922918932 |
| Primary APN | 0922918932 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,509 sqft Living Area |
| 1st Floor Area | 1,509 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood Siding |
| Roof Type | Hip |
| Lot Area | 5,999 sqft (0.137 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 7704 MCCULLOCH RD |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-6109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE RESERVE AT PEA RIDGE PHASE I, BLOCK 003, LOT 0029 |
| Legal Subdivision | THE RESERVE AT PEA RIDGE PHASE I |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20301 |
Source: Bell County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7704 MCCULLOCH RD, TEMPLE, TX 76502-6109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Vendor's Lien, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 3, 2020 | Vendor's Lien, Transfer · Construction Mortgage FIRST TEXAS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on Record |
| Deed Sale | Apr 28, 2021 · Amount on Record |
| Prior Sale | Sep 3, 2020 · Amount on Record |
| Deed Document Number | 202125900 |
| Prior Transfer Date | Apr 27, 2021 |
| Prior Transfer Doc | 0000025900 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Apr 28, 2021 |
| Property Address | 7704 MCCULLOCH RD, TEMPLE, TX 76502-6109 |
| Document Number | 0000025900 |
| Map Reference | DOC 2019-45A&B |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021025900 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7704 MCCULLOCH RD, TEMPLE, TX 76502-6109 |
| Document Number | 0000025901 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021025901 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 3, 2020 |
| Property Address | 7704 MCCULLOCH RD, TEMPLE, TX 76502-6109 |
| Document Number | 0000047110 |
| Map Reference | DOC 2019-45A&B |
| Instrument Date | Aug 27, 2020 |
| Instrument | 2020-00047110 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | MONTEITH ABSTRACT & TTL CO K |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1297, SALADO, TX 76571-1297 |
| Investor | Possibly a Property Investor |
| Document Number | 0000047111 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 2020-00047111 |
| Name | FIRST TEXAS BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 27, 2021 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,335.00 (+5.14%) | $266,964 (-5.05%) Land $40,000 Building $226,964 | $266,964 (-5.05%) Land $40,000 Building $226,964 |
| 2023 | $4,123.00 (-14.03%) Homeowner's exemption | $281,153 Land $40,000 Building $241,153 | $281,153 Land $40,000 Building $241,153 |
| 2022 | $4,796.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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