7708 Turtle Run Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7708 Turtle Run Ct, Prospect, KY 40059

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,155 sqft · built 2005
Lot Size0.026 acres (1,155 sqft)
OwnerIndividual Name on Record
Last Sale$212,000 (Nov 2024)
Tax Bill$2,365 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Mar 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN213642000C0005

Property Details

APN / Parcel Number

Primary APN213642000C0005
Alternative APNs
  • 3642000C0005
  • 00907561

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,155 sqft Finished Area
FlooringCovered
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,155 sqft (0.026 acres)
Garage TypeAttached
Garage Area275 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number00907561
Street Address7708 TURTLE RUN CT
CityPROSPECT
StateKY
Zip40059-8332
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLAZY CREEK (3RD AMEND) BLDG-C UNIT-5 1155 SQ FT BK 107; PGS 59-60; 8594 X 529; 03/29/2005 OFF: 3573-0012-0000 CAB
Legal SubdivisionLAZY CRK CONDOS BLDG C
Legal Lot NumberC
Legal Unit5-C
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group3
Census Block3016
Census Tract7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7708 TURTLE RUN CT, PROSPECT, KY 40059-8332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2022Deed of Trust, Mortgage · Line of Credit
REPUBLIC BANK & TRUST CO
Mar 23, 2020Warranty Deed, Transfer · Conventional Mortgage
UNITED FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 25, 2024 · Amount on Record
Deed SaleNov 25, 2024 · Amount on Record
Prior SaleMar 23, 2020 · Amount on Record
Deed Document Number0012963171
Deed Book / Page12963 / 171
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address7708 TURTLE RUN CT, PROSPECT, KY 40059-8332
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7708 TURTLE RUN CT, PROSPECT, KY 40059-8332

Mortgage

Document Number0000229171
DateOct 5, 2022
Book PageM 18276/774
Instrument2022229171
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 23, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON KY
Recording DateMar 23, 2020
Property Address7708 TURTLE RUN CT, PROSPECT, KY 40059-8332
Document Number0116490342
Book / Page011649 / 000342
Instrument DateMar 9, 2020
Instrument63035
Transaction TypeTransfer
Record UpdatedApr 24, 2020
Title CompanyLOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$152.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7708 TURTLE RUN CT PROSPECT KY 400598332, PROSPECT, KY 40059-8332

Mortgage

Document Number164270871
DateMar 23, 2020
Book Page016427/000871
Instrument63036
Lender
NameUNITED FIN'L
TypeFunding / Finance Company
AddressLOUISVILLE, KY 40242
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 22, 2050

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,365.00 (+93.38%)$212,000 (+39.47%) Building $212,000
2024$212,000 (+39.47%) Building $212,000
2023$1,223.00 (-5.56%) Homeowner's exemption$152,000 (-) Building $152,000$152,000 (-) Building $152,000
2022$1,295.00 Homeowner's exemption$152,000 Building $152,000$152,000 Building $152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies55 units insured
incl. 12 condo units
Nearby Flood Claims58 (1991–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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