7706 Turtle Run Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7706 Turtle Run Ct, Prospect, KY 40059

Property Summary

Property TypeCondominium
Details2 ba · 1,746 sqft · built 2005
Lot Size0.04 acres (1,746 sqft)
Owner2 Individual Names on Record
Last Sale$174,950 (Jun 2005)
Tax Bill$1,527 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN213642000C0004

Property Details

APN / Parcel Number

Primary APN213642000C0004
Alternative APNs
  • 3642000C0004
  • 00907560

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,746 sqft Finished Area
FlooringCovered
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Exterior MaterialBrick Veneer
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,746 sqft (0.04 acres)
Lot Dimensions529 ft deep x 8,594 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number00907560
Street Address7706 TURTLE RUN CT
CityPROSPECT
StateKY
Zip40059-8332
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLAZY CREEK (3RD AMEND) BLDG-C UNIT-4 1746 SQ FT BK 107; PGS 59-60; 8594 X 529; 03/29/2005 OFF: 3573-0012-0000 CAB
Legal SubdivisionLAZY CREEK (3RD AMEND) BLDG-C
Legal Unit4-C
JurisdictionJEFFERSON KY
Township / Civil DivisionEAST JEFFERSON
Census Block Group3
Census Block3016
Census Tract7502

Owner

Source: Louisville/Jefferson County Metro Government records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7706 TURTLE RUN CT, PROSPECT, KY 40059-8332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2005 · Amount on Record
Deed SaleJun 24, 2005 · Amount on Record
Deed Document Number2005101712
Deed Book / Page8646 / 214
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Recording DateSep 11, 2026
Property Address7706 TURTLE RUN CT, PROSPECT, KY 40059-8332
Document Number0000111617
Book / Page19970 / 544
Instrument DateAug 11, 2026
Instrument2026111617
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyBLYTHE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7706 TURTLE RUN CT, PROSPECT, KY 40059-8332

Mortgage

Document Number0000111617,
DateSep 11, 2026
Book Page19970/544
Instrument2026111617
Lender
NameFIFTH THIRD BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 25, 2056
Interest
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address7706 TURTLE RUN CT, PROSPECT, KY 40059-8332
Transaction TypeMortgage
Record UpdatedMar 2, 2023
Title CompanyLAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000089912
DateApr 14, 2021
Book Page17306/248
Instrument2021089912
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address7706 TURTLE RUN CT, PROSPECT, KY 40059-8332
Transaction TypeMortgage
Record UpdatedMar 2, 2023
Title CompanyLAND GROUP TITLE AND CLOSINGS, LAND GROUP TITLE & CLOSINGS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000184238
DateJul 26, 2021
Book PageM 17530/866
Instrument2021184238
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,527.00 (-5.57%) Homeowner's exemption$186,000 (-) Building $186,000
2024$186,000 (-) Building $186,000
2023$1,617.00 (-4.32%) Homeowner's exemption$186,000 (-) Building $186,000$186,000 (-) Building $186,000
2022$1,690.00 Homeowner's exemption$186,000 Building $186,000$186,000 Building $186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 43 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies55 units insured
incl. 12 condo units
Nearby Flood Claims58 (1991–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 22 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 12 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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