7708 Cotswald Ct, Gainesville, VA 20155 Property Records

Prince William County property record for 7708 Cotswald Ct, Gainesville, VA 20155

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 5,071 sqft · built 2003
Lot Size	0.335 acres (14,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,540 (May 2003)
Tax Bill	$8,725 (2023)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7297-42-0502`

Property Details

APN / Parcel Number

Primary APN	`7297-42-0502`
Alternative APN	`206279`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,071 sqft Living Area
Gross Area	5,202 sqft
1st Floor Area	1,718 sqft
Basement Area	1,704 sqft
Finished Basement	1,573 sqft
Unfinished Basement	131 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Brick/Vinyl
Lot Area	14,610 sqft (0.335 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Deck Area	549 sqft
Patio Area	839 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	206279
Street Address	7708 COTSWALD CT
City	GAINESVILLE
State	VA
Zip	20155-4855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	BREYERTON L-37
Legal Subdivision	BREYERTON
Legal Block	1
Legal Lot Number	37
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	BRENTSVILLE
Census Block Group	1
Census Block	1009
Census Tract	901508

Owner

Source: Prince William County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7708 COTSWALD CT, GAINESVILLE, VA 20155-4855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2003 · Amount on Record
Deed Sale	May 12, 2003 · Amount on Record
Deed Document Number	200384628
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	7708 COTSWALD CT, GAINESVILLE, VA 20155-4855
Document Number	0000078852
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7708 COTSWALD CT GAINESVILLE VA 201554855, GAINESVILLE, VA 20155-4855

Mortgage

Document Number	0000078852
Date	Sep 3, 2020
Instrument	78852

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 2, 2030

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$925,000 (+10.3%) Land $248,300 Building $676,700	$925,000 (+10.3%) Land $248,300 Building $676,700
2023	$8,725.00	$838,600 Land $227,400 Building $611,200	$838,600 Land $227,400 Building $611,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - WEST serves 136,409 people · EPA ID VA6153251
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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