7705 Cotswald Ct, Gainesville, VA 20155 Property Records

Prince William County property record for 7705 Cotswald Ct, Gainesville, VA 20155

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,084 sqft · built 2003
Lot Size	0.269 acres (11,744 sqft)
Owner	Individual Name on Record
Last Sale	$735,000 (May 2021)
Tax Bill	$7,805 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7297-42-2515`

Property Details

APN / Parcel Number

Primary APN	`7297-42-2515`
Alternative APN	`206276`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	4,912 sqft
1st Floor Area	1,744 sqft
Basement Area	1,420 sqft
Finished Basement	800 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Stone
Lot Area	11,744 sqft (0.269 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	126 sqft
Deck Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	206276
Street Address	7705 COTSWALD CT
City	GAINESVILLE
State	VA
Zip	20155-4855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUBURBAN RES (4/ACRE)
Legal Description	BREYERTON L 34-A
Legal Subdivision	BREYERTON
Legal Block	42
Legal Lot Number	34-A
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	BRENTSVILLE
Census Block Group	1
Census Block	1009
Census Tract	901508

Owner

Source: Prince William County records, as of July 31, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7705 COTSWALD CT, GAINESVILLE, VA 20155-4855
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 12, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Apr 4, 2006 · Amount on Record
Deed Document Number	202105170059472
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	May 17, 2021
Property Address	7705 COTSWALD CT, GAINESVILLE, VA 20155-4855
Document Number	0000059472
Map Reference	DOC 200206040071659
Instrument Date	May 14, 2021
Instrument	202105170059472
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	HIGHLAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7705 COTSWALD CT, GAINESVILLE, VA 20155-4855

Mortgage

Document Number	0000059473
Date	May 17, 2021
Instrument	202105170059473

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	7705 COTSWALD CT, GAINESVILLE, VA 20155-4855
Document Number	0000093139
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7705 COTSWALD CT GAINESVILLE VA 201554855, GAINESVILLE, VA 20155-4855

Mortgage

Document Number	0000093139
Date	Oct 8, 2020
Instrument	93139

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 7, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	7705 COTSWALD CT, GAINESVILLE, VA 20155-4855
Document Number	0000058969
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7705 COTSWALD CT GAINESVILLE VA 201554855, GAINESVILLE, VA 20155-4855

Mortgage

Document Number	0000058969
Date	Aug 3, 2017
Instrument	58969

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 2, 2022

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	7705 COTSWALD CT, GAINESVILLE, VA 20155-4855
Document Number	0000037117
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	May 29, 2017
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7705 COTSWALD CT GAINESVILLE VA 201554855, GAINESVILLE, VA 20155-4855

Mortgage

Document Number	0000037117
Date	May 17, 2017
Instrument	37117

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 16, 2032

Tax Assessment & Valuation

Source: Prince William County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,805.00	$750,200 Land $225,900 Building $524,300	$750,200 Land $225,900 Building $524,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - WEST serves 136,409 people · EPA ID VA6153251
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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