7705 N 40th St, McAllen, TX 78504 Property Records

Hidalgo County property record for 7705 N 40th St, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,459 sqft · built 2020
Lot Size	0.132 acres (5,735 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,900 (May 2022)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Jul 2023 Mortgage May 2022 Mortgage + 1 more
APN	`W466000000002800`

Property Details

APN / Parcel Number

Primary APN	`W466000000002800`
Alternative APN	`1238825`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,459 sqft Living Area
Gross Area	1,762 sqft
1st Floor Area	1,459 sqft
Flooring	Tile

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	5,735 sqft (0.132 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7705 N 40TH ST
City	MCALLEN
State	TX
Zip	78504-6591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD ONE LOT 28
Legal Subdivision	WESTWOOD ONE - SML
Legal Block	1
Legal Lot Number	28
Jurisdiction	HIDALGO TX
Township / Civil Division	MISSION
Census Block Group	1
Census Block	1000
Census Tract	24115

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7705 N 40TH ST, MCALLEN, TX 78504-6591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 10, 2022	Vendor's Lien, Transfer · FHA Mortgage DIRECTIONS EQUITY LLC
Jun 25, 2020	Vendor's Lien, Transfer · FHA Mortgage GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Jun 25, 2020 · Amount on Record
Deed Document Number	20223340502
Prior Transfer Date	Jun 23, 2020
Prior Transfer Doc	0003124195
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	7705 N 40TH ST, MCALLEN, TX 78504-6591
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7705 N 40TH ST, MCALLEN, TX 78504-6591

Mortgage

Document Number	0003468163
Date	Jul 26, 2023
Instrument	3468163

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jun 1, 2052

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	May 10, 2022
Property Address	7705 N 40TH ST, MCALLEN, TX 78504-6591
Document Number	0003340502
Map Reference	FILE 3022826
Instrument Date	May 5, 2022
Instrument	3340502
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	EDWARDS ABSTRACT AND TITLE COMPANY, EDWARDS ABSTRACT AND TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 ACEVEDO LN, 1204, MISSION, TX 78572-8490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7705 N 40TH ST, MCALLEN, TX 78504-6591

Mortgage

Document Number	0003340503
Date	May 10, 2022
Instrument	3340503

Lender

Name	DIRECTIONS EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Jun 25, 2020
Property Address	7705 N 40TH ST, MCALLEN, TX 78504-6591
Document Number	0003124195
Map Reference	DOC 3022826
Instrument Date	Jun 23, 2020
Instrument	3124195
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	VALLEY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7705 N 40TH ST, MCALLEN, TX 78504-6591

Mortgage

Document Number	0003124196
Date	Jun 25, 2020
Instrument	3124196

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,207 (-6.5%) Land $66,810 Building $124,397	$191,207 (-6.5%) Land $66,810 Building $124,397
2025	$3,368.00 (+15.66%) Homeowner's exemption	$204,499 (-0.54%) Land $66,810 Building $137,689	$204,499 (-0.54%) Land $66,810 Building $137,689
2024	$2,912.00 (-39.8%)
2023	$4,837.00 (+17.63%)	$205,611 Land $47,598 Building $158,013	$205,611 Land $47,598 Building $158,013
2022	$4,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, T-Mobile.

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