7704 N 40th St, McAllen, TX 78504 Property Records

Hidalgo County property record for 7704 N 40th St, McAllen, TX 78504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,393 sqft · built 2020
Lot Size	0.146 acres (6,377 sqft)
Owner	Individual Name on File
Last Sale	$173,600 (Aug 2020)
Tax Bill	$4,017 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Aug 2020 Mortgage
APN	`W466000000003500`

Property Details

APN / Parcel Number

Primary APN	`W466000000003500`
Alternative APN	`1238832`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,393 sqft Living Area
Gross Area	1,705 sqft
1st Floor Area	1,393 sqft
Flooring	Tile

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,377 sqft (0.146 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Canopy	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7704 N 40TH ST
City	MCALLEN
State	TX
Zip	78504-6591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWOOD ONE LOT 35
Legal Subdivision	WESTWOOD ONE - SML
Legal Block	1
Legal Lot Number	35
Jurisdiction	HIDALGO TX
Township / Civil Division	MISSION
Census Block Group	1
Census Block	1000
Census Tract	24115

Owner

7704 N 40th St is owned and occupied by an individual who bought it in August 2020.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	7704 N 40TH ST, MCALLEN, TX 78504-6591
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage OP E FUNDING LLC
Aug 19, 2020	Vendor's Lien, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on File
Deed Sale	Aug 19, 2020 · Amount on File
Deed Document Number	20203140551
Prior Transfer Date	Aug 13, 2020
Prior Transfer Doc	0003140551
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	7704 N 40TH ST, MCALLEN, TX 78504-6591
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003108479
Date	Apr 29, 2020
Instrument	3108479

Lender

Name	OP E FUNDING LLC
Type	Lending Institution
Address	MCALLEN, TX 78502

Agreement

Amount	Amount on Record
Term	12 Months
Due	Apr 27, 2021

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Aug 19, 2020
Property Address	7704 N 40TH ST, MCALLEN, TX 78504-6591
Document Number	0003140551
Map Reference	DOC 3022826
Instrument Date	Aug 13, 2020
Instrument	3140551
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	VALLEY LAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7704 N 40TH ST, MCALLEN, TX 78504-6591

Mortgage

Document Number	0003140552
Date	Aug 19, 2020
Instrument	3140552

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7704 N 40th St was $4,017 with a homeowner's exemption, down 19.4% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$246,375 (+5.78%) Land $74,294 Building $172,081	$246,375 (+5.65%) Land $74,294 Building $172,081
2025	$4,017.00 (-19.35%) Homeowner's exemption	$232,913	$233,197 Land $74,294 Building $158,903
2024	$4,981.00
2023	$4,981.00 (+17.64%)	$211,739 Land $52,930 Building $158,809	$211,739 Land $52,930 Building $158,809
2022	$4,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7704 N 40th St; 13 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7704 N 40th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, T-Mobile.

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