7705 Gumbo Ave, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7705 Gumbo Ave, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,768 sqft · built 2023
Lot Size	1 acres (43,778 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Feb 2026)
Tax Bill	$2,636 (2024)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-2N-30-4507-00000-0370`

Property Details

APN / Parcel Number

Primary APN	`01-2N-30-4507-00000-0370`
Alternative APN	`N302014507000000370`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,768 sqft Living Area
Gross Area	2,403 sqft
1st Floor Area	1,768 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	43,778 sqft (1 acres)
Lot Dimensions	302 ft deep x 145 ft wide
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7705 GUMBO AVE
City	MILTON
State	FL
Zip	32571-9849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-RR
Legal Description	SADDLEBROOK ESTATES LOT 37 AS DES IN OR 4398 PG 676
Legal Subdivision	SADDLEBROOK ESTATES
Legal Lot Number	37
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1003
Census Tract	10302

Owner

Source: Santa Rosa County records, as of February 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7705 GUMBO AVE, MILTON, FL 32571-9849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Intrafamily Transfer, Transfer · VA Mortgage NEW ERA LENDING LLC
May 24, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	May 24, 2023 · Amount on Record
Deed Document Number	20266197
Deed Book / Page	4706 / 1212
Prior Transfer Date	Jan 27, 2026
Prior Transfer Doc	0047061212
Record Updated	Sep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 9, 2026
Property Address	7705 GUMBO AVE, PACE, FL 32571-9849
Document Number	0047061212
Book / Page	4706 / 1212
Map Reference	MB 14 PG 48
Instrument Date	Jan 27, 2026
Instrument	202606197
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CLIENT FIRST TITLE INC, CLIENTFIRST TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7705 GUMBO AVE, PACE, FL 32571-9849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7705 GUMBO AVE, PACE, FL 32571-9849

Mortgage

Document Number	0047061216
Date	Feb 9, 2026
Instrument	4706/1216

Lender

Name	NEW ERA LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	May 24, 2023
Property Address	7705 GUMBO AVE, PACE, FL 32571-9849
Document Number	0043980676
Book / Page	4398 / 676
Map Reference	MB 14 PG 48
Instrument Date	May 19, 2023
Instrument	202322941
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2026
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,305.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7705 GUMBO AVE, PACE, FL 32571-9849

Mortgage

Document Number	0004398678
Date	May 24, 2023
Instrument	4398/678

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$280,298 (+10.81%)	$280,586 (+10.92%) Land $45,000 Building $235,586
2024	$2,636.00 (+368.21%) Homeowner's exemption Disabled Person's exemption	$252,962 (+488.28%) Land $43,000 Building $209,962	$252,962 (+488.28%) Land $43,000 Building $209,962
2023	$563.00	$43,000 Land $43,000	$43,000 Land $43,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 149 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	149 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Conexon Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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