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7685 Gumbo Ave, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 7685 Gumbo Ave, Pace, FL 32571 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,488 sqft · built 2023
Lot Size1 acres (43,778 sqft)
OwnerIndividual Name on File
Last Sale$424,900 (Jul 2023)
Tax Bill$3,923 (2024)
Deeds & MortgagesDec 2024 Mortgage
Jul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-2N-30-4507-00000-0350

Property Details

APN / Parcel Number

Primary APN01-2N-30-4507-00000-0350

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,488 sqft Heated Area
1st Floor Area2,866 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Exterior MaterialFiber Cement Siding
Foundation TypeMasonry
Roof MaterialShingle
Lot Area43,778 sqft (1 acres)
Lot Dimensions3,020 ft deep x 1,450 ft wide
PorchOpen Porch
Porch Area243 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number012N304507000000350
Street Address7685 GUMBO AVE
CityPACE
StateFL
Zip32571-9853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLEBROOK ESTATES LOT 35 AS DES IN OR 4416 PG 656
Legal SubdivisionSADDLEBROOK ESTATES
Legal Lot Number35
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1003
Census Tract10302

Owner

Source: Santa Rosa County records · APN 01-2N-30-4507-00000-0350

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7685 GUMBO AVE, PACE, FL 32571-9853
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2024Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jul 19, 2023Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 19, 2023 · Amount on Record
Deed SaleJul 19, 2023 · Amount on Record
Deed Document Number202332295
Deed Book / Page4416 / 656
Record UpdatedJun 08, 2026

December 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address7685 GUMBO AVE, PACE, FL 32571-9853
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7685 GUMBO AVE, PACE, FL 32571-9853

Mortgage

Document Number0045710336
DateDec 16, 2024
Book Page4571/336
Instrument202455890
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueAug 01, 2053

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 19, 2023
Property Address7685 GUMBO AVE, PACE, FL 32571-9853
Document Number0044160656
Book / Page4416 / 656
Map ReferenceMB 14 PG 18
Instrument DateJul 14, 2023
Instrument202332295
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 27, 2026
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,974.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address7685 GUMBO AVE, MILTON, FL 32571-9853

Mortgage

Document Number0004416658
DateJul 19, 2023
Instrument4416/658
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,923.00 (+596.8%)$315,190 (+633%) Land $43,000 Building $272,190$315,190 (+633%) Land $43,000 Building $272,190
2023$563.00$43,000 Land $43,000$43,000 Land $43,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130103021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 149 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies149 in force
131 of 149 on primary residences
Nearby Flood Claims3 (2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Flood Events
  • Hurricane Sally (Sep 2020), 3 claims

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 641 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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