77049 Andora Dr, Yulee, FL 32097 Property Records

Nassau County property record for 77049 Andora Dr, Yulee, FL 32097 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,687 sqft · built 2013
Lot Size	0.304 acres (13,223 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Apr 2025)
Tax Bill	$5,210 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`11-2N-26-2052-0122-0000`

Property Details

APN / Parcel Number

Primary APN	`11-2N-26-2052-0122-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,687 sqft Living Area
Gross Area	3,153 sqft
1st Floor Area	1,301 sqft
Upper Floors Area	1,386 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,223 sqft (0.304 acres)
Garage Type	Attached
Garage Area	466 sqft
Porch	Finished/Open Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	77049 ANDORA DR
City	YULEE
State	FL
Zip	32097-0640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 122 TIMBER CREEK PLANTATION #3 PB 7/302
Legal Range	26E
Legal Township	02N
Legal Section	11
Legal Subdivision	TIMBER CREEK
Legal Lot Number	122
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2018
Census Tract	50307

Owner

Source: Nassau County records · APN 11-2N-26-2052-0122-0000

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	77049 ANDORA DR, YULEE, FL 32097-0640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Mar 26, 2021	Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Document Number	202511168
Deed Book / Page	2781 / 1752
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 29, 2026
Property Address	77049 ANDORA DR, YULEE, FL 32097-0640
Document Number	0000019539
Book / Page	2878 / 464
Instrument Date	Jun 26, 2026
Instrument	202619539
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	GIBRALTAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$286,335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77049 ANDORA DR, YULEE, FL 32097-0640

Mortgage

Document Number	0000019540,
Date	Jun 29, 2026
Book Page	2878/466
Instrument	202619540

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 26, 2021
Property Address	77049 ANDORA DR, YULEE, FL 32097-0640
Document Number	0024461455
Book / Page	2446 / 1455
Map Reference	MB 7 PG 302-308
Instrument Date	Mar 19, 2021
Instrument	202145010998
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 CLAY RIDGE TER, 5200, CHESTERFIELD, VA 23832-4067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77049 ANDORA DR, YULEE, FL 32097-0640

Mortgage

Document Number	0024461457
Date	Mar 26, 2021
Instrument	2446/1457

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,210.00	$339,429 (+3.69%) Land $55,000 Building $284,429	$339,429 (+3.69%) Land $55,000 Building $284,429
2024	Disabled Person's exemption Veteran's exemption	$327,352 (+27.67%) Land $55,000 Building $272,352	$327,352 (+3.65%) Land $55,000 Building $272,352
2023	$3,376.00 (+10.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$256,409 (+3%)	$315,821 (+19.72%) Land $55,000 Building $260,821
2022	$3,055.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$248,941	$263,807 Land $50,000 Building $213,807

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 142 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2024, other causes, Hurricane Debby
Claims By Storm	Hurricane Irma, Sep 2017 · 5 claims

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 990 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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