Nassau County property record for 77098 Andora Dr, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,809 sqft · built 2012 |
| Lot Size | 0.194 acres (8,461 sqft) |
| Owner | Individual Name on File |
| Last Sale | $181,400 (Jan 2013) |
| Tax Bill | $2,347 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2019 Loan Modification |
| Flood Zone | Zone A (high risk) |
| APN | 11-2N-26-2052-0149-0000 |
| Primary APN | 11-2N-26-2052-0149-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,809 sqft Heated Area |
| Gross Area | 3,487 sqft |
| 1st Floor Area | 1,352 sqft |
| Upper Floors Area | 1,457 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,461 sqft (0.194 acres) |
| Garage Area | 437 sqft |
| Porch | Open Porch |
| Porch Area | 241 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 77098 ANDORA DR |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-0641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 149 IN OR 1833/647 TIMBER CREEK PLANTATION #3 PB 7/302 |
| Legal Range | 26E |
| Legal Township | 02N |
| Legal Section | 11 |
| Legal Subdivision | TIMBER CREEK |
| Legal Lot Number | 149 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 50307 |
77098 Andora Dr is owned and occupied by an individual who bought it in January 2013.
Source: Nassau County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 77098 ANDORA DR, YULEE, FL 32097-0641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 7, 2019 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2013 · Amount on File |
| Deed Sale | Jan 4, 2013 · Amount on File |
| Prior Sale | Apr 1, 2011 · Amount on File |
| Deed Document Number | 201300316 |
| Deed Book / Page | 1833 / 0647 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 77098 ANDORA DR, YULEE, FL 32097-0641 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 72098 ANDORA DRIVE, YULEE, FL 32097 |
| Document Number | 0025530480 |
|---|---|
| Date | Apr 7, 2022 |
| Book Page | 2553/480 |
| Instrument | 202245012688 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 77098 ANDORA DR, YULEE, FL 32097-0641 |
| Document Number | 0022680187 |
| Instrument Date | Mar 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 77098 ANDORA DR YULEE FL 320970641, YULEE, FL 32097-0641 |
| Document Number | 0022680187 |
|---|---|
| Date | Apr 15, 2019 |
| Book Page | 002268/000187 |
| Instrument | 45011699 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 14, 2049 |
| Rate | 5% |
|---|
The 2025 property tax bill for 77098 Andora Dr was $2,347 with a homeowner's exemption, up 1.5% from the year before.
Source: Nassau County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,347.00 (+1.51%) Homeowner's exemption | $193,281 (+2.9%) | $342,381 (+3.87%) Land $55,000 Building $287,381 |
| 2024 | $2,312.00 (+1.67%) Homeowner's exemption | $187,834 (+3%) | $329,619 (+3.83%) Land $55,000 Building $274,619 |
| 2023 | $2,274.00 (+10.98%) Homeowner's exemption | $182,363 (+3%) | $317,450 (+18.43%) Land $55,000 Building $262,450 |
| 2022 | $2,049.00 Homeowner's exemption | $177,051 | $268,050 Land $50,000 Building $218,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 77098 Andora Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 142 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 142 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77098 Andora Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures