7704 Werner Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7704 Werner Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,295 sqft · built 1947
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on Record
Last Sale	$99,500 (Jun 2002)
Tax Bill	$2,706 (2025)
Deeds & Mortgages	Jul 2020 Loan Modification Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`593-0003-0197-00`

Property Details

APN / Parcel Number

Primary APN	`593-0003-0197-00`
Alternative APN	`0041417`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
Gross Area	2,170 sqft
1st Floor Area	875 sqft
Attic	Attic
Attic Area	420 sqft
Basement Area	875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	135 ft deep x 47 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7704 WERNER AVE
City	CINCINNATI
State	OH
Zip	45231-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WERNER AVE 47 X 135 ES WERNER AVE 310 FT N OFCOMPTON RD
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	2
Census Block	2001
Census Tract	21701

Owner

Source: Hamilton County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7704 WERNER AVE, CINCINNATI, OH 45231-3128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Jul 7, 2017	Loan Modification, Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2002 · Amount on Record
Deed Sale	Jun 13, 2002 · Amount on Record
Deed Document Number	2002116141
Deed Book / Page	8937 / 94
Record Updated	Sep 20, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	7704 WERNER AVE, CINCINNATI, OH 45231-3128
Document Number	0000074173
Instrument Date	Jul 17, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7704 WERNER AVE CINCINNATI OH 452313128, CINCINNATI, OH 45231-3128

Mortgage

Document Number	0000074173
Date	Jul 29, 2020
Book Page	014220/001556
Instrument	74173

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

Interest

Rate	3.75%

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	7704 WERNER AVE, CINCINNATI, OH 45231-3128
Document Number	0000069777
Book / Page	013472 / 000611
Instrument Date	Jul 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 3, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7704 WERNER AVE CINCINNATI OH 452313128, CINCINNATI, OH 45231-3128

Mortgage

Document Number	0000069777
Date	Aug 2, 2017
Book Page	013472/000611
Instrument	69777

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,706.00	$51,993 (-) Land $7,658 Building $44,335	$148,550 (-) Land $21,880 Building $126,670
2024	$2,706.00 (-0.84%)	$51,993 (-) Land $7,658 Building $44,335
2023	$2,729.00 (+28.97%)	$51,993 (+80.19%) Land $7,658 Building $44,335	$148,550 (+80.19%) Land $21,880 Building $126,670
2022	$2,116.00 Homeowner's exemption	$28,855 Land $7,494 Building $21,361
2020			$82,440 Land $21,410 Building $61,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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