Louisville/Jefferson County Metro Government property record for 7704 River Rd, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,782 sqft · built 1962 |
| Lot Size | 1.05 acres (46,086 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Apr 2025) |
| Tax Bill | $2,813 (2025) |
| Deeds & Mortgages | Jan 2025 Line of Credit Apr 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21020000480000 |
| Primary APN | 21020000480000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,782 sqft Finished Area |
| Basement Area | 600 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 46,086 sqft (1.05 acres) |
| Lot Dimensions | 323 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 1,166 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00000979 |
|---|---|
| Street Address | 7704 RIVER RD |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDEN |
| Legal Description | 1.0581 AC+/- N SIDE RIVER RD, 114 FT NE OF DUROC AVE, 95 X 323 |
| Legal Subdivision | JAS T TAYLOR |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | EAST JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 7502 |
Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7704 RIVER RD, PROSPECT, KY 40059-9602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 3, 2025 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Apr 29, 2025 | Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Dec 26, 2018 | Warranty Deed, Transfer · Conventional with PMI CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Dec 26, 2018 · Amount on Record |
| Deed Document Number | 202557093 |
| Deed Book / Page | 13059 / 522 |
| Prior Transfer Date | Apr 9, 2025 |
| Prior Transfer Doc | 0000055140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 7704 RIVER RD, PROSPECT, KY 40059-9602 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001724 |
|---|---|
| Date | Jan 3, 2025 |
| Book Page | M 19148/882 |
| Instrument | 2025001724 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Apr 29, 2025 |
| Property Address | 7704 RIVER RD, PROSPECT, KY 40059-9602 |
| Document Number | 0000057093 |
| Book / Page | D 13059 / 522 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 2025057093 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7359 HIGHWAY 150, GREENVILLE, IN 47124-9515 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7704 RIVER RD, PROSPECT, KY 40059-9602 |
| Document Number | 0000057094 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 2025057094 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Dec 26, 2018 |
| Property Address | 7704 RIVER RD, PROSPECT, KY 40059-9602 |
| Document Number | 0113150830 |
| Book / Page | 011315 / 000830 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 299469 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $173.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7704 RIVER RD PROSPECT KY 400599602, PROSPECT, KY 40059-9602 |
| Document Number | 158000485 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 015800/000485 |
| Instrument | 299470 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 25, 2048 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,813.00 (-3.63%) | $252,120 (-) Land $42,000 Building $210,120 | |
| 2024 | $252,120 (-) Land $42,000 Building $210,120 | ||
| 2023 | $2,919.00 (-0.34%) | $252,120 (-) Land $42,000 Building $210,120 | $252,120 (-) Land $42,000 Building $210,120 |
| 2022 | $2,929.00 | $252,120 Land $42,000 Building $210,120 | $252,120 Land $42,000 Building $210,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 55 units insured incl. 12 condo units |
| Nearby Flood Claims | 58 (1991–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures