Louisville/Jefferson County Metro Government property record for 7700 River Rd, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,455 sqft · built 1935 |
| Lot Size | 0.845 acres (36,822 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,663 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21020000130000 |
| Primary APN | 21020000130000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,455 sqft Finished Area |
| Basement Area | 754 sqft |
| Flooring | Covered |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 36,822 sqft (0.845 acres) |
| Lot Dimensions | 323 ft deep x 114 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001008 |
|---|---|
| Street Address | 7700 RIVER RD |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDEN |
| Legal Description | 114X323 RIVER RD |
| Legal Subdivision | JAS T TAYLOR |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | EAST JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 7502 |
Source: Louisville/Jefferson County Metro Government records, as of December 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 205, PROSPECT, KY 40059-0205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jul 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MARTIN GOLDSMITH |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 1, 2006 |
| Transfer Doc | DN2006180082 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 7700 RIVER RD, PROSPECT, KY 40059-9602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000306496 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | M 17819/541 |
| Instrument | 2021306496 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 7700 RIVER RD, PROSPECT, KY 40059-9602 |
| Document Number | 0156130192 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7700 RIVER RD PROSPECT KY 400599602, PROSPECT, KY 40059-9602 |
| Document Number | 0156130192 |
|---|---|
| Date | Jul 24, 2018 |
| Book Page | 015613/000192 |
| Instrument | 170677 |
| Name | MARTIN GOLDSMITH |
|---|---|
| Address | 821 W BROADWAY, LOUISVILLE, KY 40202-2217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 23, 2048 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,663.00 (-5.4%) Homeowner's exemption | $198,180 (-) Land $37,450 Building $160,730 | |
| 2024 | $198,180 (-) Land $37,450 Building $160,730 | ||
| 2023 | $1,758.00 (-4.04%) Homeowner's exemption | $198,180 (-) Land $37,450 Building $160,730 | $198,180 (-) Land $37,450 Building $160,730 |
| 2022 | $1,832.00 Homeowner's exemption | $198,180 Land $37,450 Building $160,730 | $198,180 Land $37,450 Building $160,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 55 units insured incl. 12 condo units |
| Nearby Flood Claims | 58 (1991–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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