770 Young Rd, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 770 Young Rd, Hilo, HI 96720

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 1.75 ba · 512 sqft · built 1986
Lot Size	12.3 acres (538,619 sqft)
Owner	Individual Name on Record
Tax Bill	$200 (2025)
Deeds & Mortgages	May 2024 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`3-2-4-004-086`

Property Details

APN / Parcel Number

Primary APN	`3-2-4-004-086`
Alternative APNs	`3-2-4-004-086-0000` `240040860000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	512 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	538,619 sqft

Location & Zoning

Street Address	770 YOUNG RD
City	HILO
State	HI
Zip	96720-3754
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	5C
Legal Description	LOT 3-B 12.365 AC DES POR LPGR 11470 WAIAKEA HOMESTEADS 3RD SERIES
Legal Subdivision	WAIAKEA HOMESTEADS 3RD SERIES
Legal Lot Number	3-B
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1001
Census Tract	20900

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2916 AINAOLA DR, H, HILO, HI 96720-3519
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2024	Deed of Trust, Mortgage REID K GARCIA
Nov 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage HFS FEDERAL CU
Jun 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 1, 2017
Transfer Doc	0063650671
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	770 YOUNG RD, HILO, HI 96720-3754
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A89030782
Date	May 17, 2024
Instrument	A-89030782

Lender

Name	REID K GARCIA
Type	Private Party
Address	PO BOX 1659, PAHOA, HI 96778

Agreement

Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	770 YOUNG ST, HILO, HI 96720-3754
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A72720379
Date	Nov 29, 2019
Instrument	A-72720379

Lender

Name	HFS FEDERAL CU
Type	Credit Union
Address	HILO, HI 96720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Nov 30, 2022

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWAII HI
Recording Date	Jun 5, 2017
Property Address	770 YOUNG ST, HILO, HI 96720-3754
Document Number	0A63650671
Instrument Date	Jun 1, 2017
Instrument	A63650671
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2916 AINAOLA DR #H HILO HI 967203519, H, HILO, HI 96720-3519

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,200 (-) Land $5,200	$440,800 (+4.98%) Land $440,800
2025	$200.00	$5,200 (-) Land $5,200	$419,900 (+5.21%) Land $419,900
2024		$5,200 (-) Land $5,200	$399,100 (+6%) Land $399,100
2023	$200.00	$5,200 Land $5,200	$376,500 Land $376,500
2022	$200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Aug 2018 · Hurricane Lane
Claims by Event	Hurricane Lane, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 55% of Hawaii
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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