735 Young Rd, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 735 Young Rd, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,822 sqft · built 2021
Lot Size	4.45 acres (194,103 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2020)
Tax Bill	$4,207 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-2-4-085-003`

Property Details

APN / Parcel Number

Primary APN	`3-2-4-085-003`
Alternative APNs	`3-2-4-085-003-0000` `240850030000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,822 sqft Living Area
1st Floor Area	1,822 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	194,103 sqft

Location & Zoning

Street Address	735 YOUNG RD
City	HILO
State	HI
Zip	96720-3776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5C
Legal Description	LOT 2-D 4.456 AC NEW PARCEL
Legal Subdivision	WAIAKEA HOMESTEADS 3RD SERIES
Legal Lot Number	2-D
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1001
Census Tract	20900

Owner

735 Young Rd is owned and occupied by an individual who bought it in October 2020.

Source: State of Hawaii and Hawaii County records, as of June 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	294 NIKOLAO PL, HILO, HI 96720-5474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2020	Warranty Deed, Construction Loan · Construction Mortgage BIG ISLAND FCU
Oct 24, 2019	Deed of Trust, Mortgage ALAN M ARKLES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on File
Deed Sale	Oct 2, 2020 · Amount on File
Deed Document Number	202075800190
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	735 YOUNG RD, HILO, HI 96720-3776
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A80140489
Date	Dec 10, 2021
Instrument	A-80140489

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Oct 2, 2020
Property Address	735 YOUNG ST, HILO, HI 96720
Document Number	0A75800190
Instrument Date	Sep 2, 2020
Instrument	A-75800190
Transaction Type	Construction Loan
Record Updated	Feb 7, 2021
Title Company	TG

Transaction

Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 5508, HILO, HI 96720-8508

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	182 LIKO LEHUA ST, HILO, HI 96720-1972

Mortgage

Document Number	0A75800191
Date	Oct 2, 2020
Instrument	A-75800191

Lender

Name	BIG ISLAND FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Oct 31, 2021

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	735 YOUNG ST, HILO, HI 96720
Document Number	0A72410036
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	TITLE GUARANTY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5508 HILO HI 967208508, HILO, HI 96720-8508

Mortgage

Document Number	0A72410036
Date	Oct 29, 2019
Instrument	A72410036

Lender

Name	ALAN M ARKLES
Address	PO BOX 791077, PAIA, HI 96779-1077

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 735 Young Rd was $4,207 with a homeowner's exemption.

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$882,900 (+3%) Land $283,800 Building $599,100	$996,200 (+5.44%) Land $394,900 Building $601,300
2025	$4,207.00	$857,200 (+3%) Land $283,800 Building $573,400	$944,800 (+7.88%) Land $343,500 Building $601,300
2024		$832,200 (+3%) Land $283,800 Building $548,400	$875,800 (+8.39%) Land $312,100 Building $563,700
2023	$4,046.00	$808,000 Land $283,800 Building $524,200	$808,000 Land $283,800 Building $524,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 735 Young Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Aug 2018 · Hurricane Lane
Claims by Event	Hurricane Lane, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 735 Young Rd is high, ranking above 74% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 54% of Hawaii
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

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