Collin County property record for 770 Ridgecross Rd, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,145 sqft · built 2014 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $14,951 (2024) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10558-00J-0110-1 |
| Primary APN | R-10558-00J-0110-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,145 sqft Living Area |
| Gross Area | 4,757 sqft |
| 1st Floor Area | 2,572 sqft |
| 2nd Floor Area | 1,574 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,454 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 655 sqft |
| Porch | Porch |
| Porch Area | 449 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2704076 |
|---|---|
| Street Address | 770 RIDGECROSS RD |
| City | PROSPER |
| State | TX |
| Zip | 75078-7901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES OF PROSPER PHASE THREE (CPR), BLK J, LOT 11 |
| Legal Subdivision | LAKES OF PROSPER PHASE THREE (CPR) |
| Legal Phase | 3 |
| Legal Block | J |
| Legal Lot Number | 11 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 30304 |
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 770 RIDGECROSS RD, PROSPER, TX 75078-7901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Dec 13, 2021 | Vendor's Lien, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Sep 28, 2018 | Deed of Trust, Mortgage CERTIFIED FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2021 |
| Deed Sale | Dec 13, 2021 |
| Prior Sale | Mar 3, 2015 |
| Deed Document Number | 20211213002510240 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 770 RIDGECROSS RD, PROSPER, TX 75078-7901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001339340 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 20210701001339340 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | Dec 13, 2021 |
| Property Address | 770 RIDGECROSS RD, PROSPER, TX 75078-7901 |
| Document Number | 0002510240 |
| Map Reference | VOL 2014 PG 250 |
| Instrument Date | Dec 6, 2021 |
| Instrument | 20211213002510240 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 770 RIDGECROSS RD, PROSPER, TX 75078-7901 |
| Document Number | 0002510250 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 20211213002510250 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 770 RIDGECROSS RD, PROSPER, TX 75078-7901 |
| Document Number | 0001294600 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 770 RIDGECROSS RD PROSPER TX 750787901, PROSPER, TX 75078-7901 |
| Document Number | 0001294600 |
|---|---|
| Date | Oct 17, 2018 |
| Instrument | 1294600 |
| Name | CERTIFIED FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75252 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Oct 16, 2038 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $832,949 (+2.01%) Land $190,000 Building $642,949 | $832,949 (+2.01%) Land $190,000 Building $642,949 | |
| 2024 | $14,951.00 (-0.11%) | ||
| 2023 | $816,559 Land $180,000 Building $636,559 | $816,559 Land $180,000 Building $636,559 | |
| 2022 | $14,968.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures