741 Ridgecross Rd, Prosper, TX 75078 Property Records

Collin County property record for 741 Ridgecross Rd, Prosper, TX 75078

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,532 sqft · built 2014
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Tax Bill$11,158 (2024)
Deeds & MortgagesNov 2020 Mortgage
Jul 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR-10558-00K-0160-1

Property Details

APN / Parcel Number

Primary APNR-10558-00K-0160-1
Alternative APN
  • 2704093

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,532 sqft Living Area
Gross Area4,176 sqft
1st Floor Area2,357 sqft
2nd Floor Area1,176 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached
Garage Area644 sqft
Parking Spaces2 Parking Spaces
Pool Area400 sqft
PorchPorch
Porch Area335 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2704093
Street Address741 RIDGECROSS RD
CityPROSPER
StateTX
Zip75078-7955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES OF PROSPER PHASE THREE (CPR), BLK K, LOT 16
Legal SubdivisionLAKES OF PROSPER PHASE THREE (CPR)
Legal Phase3
Legal BlockK
Legal Lot Number16
JurisdictionCOLLIN TX
Township / Civil DivisionCELINA
Census Block Group2
Census Block2010
Census Tract30304

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address741 RIDGECROSS RD, PROSPER, TX 75078-7955
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Deed of Trust, Mortgage
LHM FIN'L
Jul 12, 2017Warranty Deed, Transfer
NOT AVAILABLE
Jul 12, 2017Warranty Deed, Transfer
SUPREME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 12, 2017
Deed SaleJul 12, 2017
Prior SaleJul 12, 2017
Deed Document Number20170712000909910
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIN TX
Property Address741 RIDGECROSS RD, PROSPER, TX 75078-7955
Document Number0002160580
Instrument DateNov 20, 2020
Transaction TypeMortgage
Record UpdatedDec 14, 2020
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address741 RIDGECROSS RD PROSPER TX 750787955, PROSPER, TX 75078-7955

Mortgage

Document Number0002160580
DateDec 2, 2020
Instrument2160580
Lender
NameLHM FIN'L
TypeFunding / Finance Company
AddressSCOTTSDALE, AZ 85254
Agreement
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateJul 12, 2017
Property Address741 RIDGECROSS RD, PROSPER, TX 75078-7955
Document Number0000909900
Instrument DateJul 7, 2017
Instrument909900
Transaction TypeTransfer
Record UpdatedMay 7, 2018
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6200 OAK TREE BLVD #300 INDEPENDENCE OH 441316934, 300, INDEPENDENCE, OH 44131-6934

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIN TX
Recording DateJul 12, 2017
Property Address741 RIDGECROSS RD, PROSPER, TX 75078-7955
Document Number0000909910
Instrument DateJul 7, 2017
Instrument909910
Transaction TypeTransfer
Record UpdatedMay 7, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address741 RIDGECROSS RD PROSPER TX 750787955, PROSPER, TX 75078-7955

Mortgage

Document Number909920
DateJul 12, 2017
Instrument909920
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
AmountAmount Recorded
Term360 Months
DueJul 11, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityProsper Town
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$783,817 (+1.88%) Land $190,000 Building $593,817$783,817 (+1.88%) Land $190,000 Building $593,817
2024$11,158.00 (+1.15%)
2023$769,379 Land $180,000 Building $589,379$769,379 Land $180,000 Building $589,379
2022$11,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PROSPER
serves 42,598 people · EPA ID TX0430009
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Nextlink
Fixed Wireless
1,000 / 1,000
Optimum
Fiber · Cable
940 / 940
Verizon
Fixed Wireless
300 / 20
ElektraFi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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