770 Locust St, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 770 Locust St, Fall River, MA 02720

Property Summary

Property Type	Triplex
Details	5 bd · 3 ba · 2,285 sqft · built 1900
Lot Size	0.185 acres (8,054 sqft)
Owner	2 Individuals on Record
Last Sale	$625,000 (Dec 2025)
Tax Bill	$4,913 (2025)
Deeds & Mortgages	Aug 2021 Refinance Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0M-15 B:0000 L:0032`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0M-15 B:0000 L:0032`
Alternative APN	`M:0M=15 B:0000 L:0032`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	3 Units
Stories	2 Stories
Building Area	2,285 sqft Living Area
Gross Area	4,216 sqft
Basement Area	1,555 sqft
Unfinished Basement	1,555 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,054 sqft (0.185 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	770 LOCUST ST
City	FALL RIVER
State	MA
Zip	02720-5086
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	G
Legal Lot Number	32
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	4
Census Block	4013
Census Tract	641700

Owner

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	770 LOCUST ST, FALL RIVER, MA 02720-5086
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Oct 15, 2025	Deed of Trust, Mortgage BAYCOAST BANK
Dec 31, 2025	Quit Claim Deed, Transfer · Conventional Mortgage BRISTOL COUNTY SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Nov 4, 2005 · Amount on Record
Deed Document Number	202518612
Deed Book / Page	11961 / 73
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	770 LOCUST ST, FALL RIVER, MA 02720-5086
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00010709-1
Date	Aug 31, 2021
Book Page	10709/1
Instrument	20050

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	770 LOCUST ST, FALL RIVER, MA 02720-5086
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	011899-161
Date	Oct 15, 2025
Book Page	11899/161
Instrument	14699

Lender

Name	BAYCOAST BANK

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Dec 31, 2025
Property Address	770 LOCUST ST, FALL RIVER, MA 02720-5086
Document Number	0011961-73
Book / Page	11961 / 73
Instrument Date	Dec 31, 2025
Instrument	18612
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	770 LOCUST ST, FALL RIVER, MA 02720-5086

Mortgage

Document Number	0000018613
Date	Dec 31, 2025
Instrument	18613

Lender

Name	BRISTOL COUNTY SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,913.00 (+4.44%)	$429,100 (+4.81%) Land $128,500 Building $300,600
2024	$4,704.00 (+12.83%)	$409,400 (+20.48%) Land $123,600 Building $285,800
2023	$4,169.00	$339,800 Land $106,000 Building $233,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile, Verizon.

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