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  5. E Chestnut St

770 E Chestnut St, Monticello, FL 32344 Property Records

Jefferson County property record for 770 E Chestnut St, Monticello, FL 32344

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,466 sqft · built 2022
Lot Size0.408 acres (17,816 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (May 2022)
Tax Bill$3,949 (2025)
Deeds & MortgagesMar 2022 Line of Credit
May 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00-00-00-0320-0000-0041

Property Details

APN / Parcel Number

Primary APN00-00-00-0320-0000-0041
Alternative APN
  • 1396

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area1,466 sqft Living Area
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area17,816 sqft (0.408 acres)
Lot Dimensions210 ft deep x 17,850 ft wide
Garage Area484 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address770 E CHESTNUT ST
CityMONTICELLO
StateFL
Zip32344-2216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 56 BARWICKS ADD OR PT OF LOT 4 LETCHWORTH ADD DB 1 P 84
Legal Range05E
Legal Township02N
Legal Section19
Legal SubdivisionLETCHWORTHS ADD
Legal Lot Number4,56
JurisdictionJEFFERSON FL
Township / Civil DivisionMONTICELLO
Census Block Group2
Census Block2026
Census Tract250105

Owner

Source: Jefferson County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address770 E CHESTNUT ST, MONTICELLO, FL 32344-2216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2022Deed of Trust, Mortgage · Line of Credit
AMERIS BANK
May 23, 2022Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DELMAR FINANCIAL CO
Mar 12, 2021Public Action, Foreclosure

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 23, 2022 · Amount on Record
Deed SaleMay 23, 2022 · Amount on Record
Prior SaleMar 12, 2021 · Amount on Record
Deed Document Number202233001593
Deed Book / Page822 / 607
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON FL
Property Address770 E CHESTNUT ST, MONTICELLO, FL 32344-2216
Transaction TypeMortgage
Record UpdatedFeb 15, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address52B1 B-6 TOWER RD, TALLAHASSEE, FL 32303

Mortgage

Document Number0008190220
DateMar 16, 2022
Book Page819/220
Instrument202233000806
Lender
NameAMERIS BANK
TypeBank
AddressTALLAHASSEE, FL 32301
Agreement
TypeLine of Credit
AmountAmount Recorded
Term13 Months
DueApr 5, 2023
Interest
Rate TypeAdjustable Rate

May 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateMay 23, 2022
Property Address770 E CHESTNUT ST, MONTICELLO, FL 32344-2216
Document Number0008220607
Book / Page822 / 607
Instrument DateMay 18, 2022
Instrument202233001593
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 15, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5928 N MONROE ST, TALLAHASSEE, FL 32303-7929

Transferred To (Grantee/Buyer)

NameVerified Name
Address770 E CHESTNUT ST, MONTICELLO, FL 32344-2216
InvestorPossibly a Property Investor

Mortgage

Document Number0000822610
DateMay 23, 2022
Instrument822/610
Lender
NameDELMAR FINANCIAL CO
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

March 2021: Public Action, Foreclosure

Document TypePublic Action
JurisdictionJEFFERSON FL
Recording DateMar 12, 2021
Property Address770 E CHESTNUT ST, MONTICELLO, FL 32344-2216
Document Number0007990284
Book / Page799 / 284
Map ReferenceMB 1 PG 84
Instrument DateMar 12, 2021
Instrument202133000800
Transaction TypeForeclosure
Record UpdatedFeb 15, 2024

Transaction

AmountAmount Recorded
Tax$46.90
Amount AccuracyTax Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address1761 OLD LLOYD RD, MONTICELLO, FL 32344-6049

Transferred To (Grantee/Buyer)

NameVerified Name
Address680 S RAILROAD ST, MONTICELLO, FL 32344-2563
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
MunicipalityMonticello City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,949.00 Homeowner's exemption$221,699 (+5.78%) Land $11,603 Building $210,096$221,699 (+5.78%) Land $11,603 Building $210,096
2024$3,949.00 (+7.43%) Homeowner's exemption$209,592 (+0.93%) Land $9,818 Building $199,774$209,592 (+0.93%) Land $9,818 Building $199,774
2023$3,676.00 (+2,169.14%) Homeowner's exemption$207,662 (+2,485.11%) Land $8,925 Building $198,737$207,662 (+2,485.11%) Land $8,925 Building $198,737
2022$162.00$8,033 Land $8,033$8,033 Land $8,033

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTICELLO
serves 4,502 people · EPA ID FL1330478
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

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