610 E Chestnut St, Monticello, FL 32344 Property Records

Jefferson County property record for 610 E Chestnut St, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,274 sqft · built 1941
Lot Size	0.085 acres (3,746 sqft)
Owner	Individual Name on File
Last Sale	$34,500 (Oct 2023)
Tax Bill	$797 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-00-00-0210-0000-0600`

Property Details

APN / Parcel Number

Primary APN	`00-00-00-0210-0000-0600`
Alternative APN	`1086`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,274 sqft Living Area
1st Floor Area	728 sqft
2nd Floor Area	546 sqft
Upper Floors Area	546 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1975
Exterior Material	Other
Roof Type	Gable/Hip
Lot Area	3,746 sqft (0.085 acres)
Lot Dimensions	80 ft deep x 3,760 ft wide
Porch	Open Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	610 E CHESTNUT ST
City	MONTICELLO
State	FL
Zip	32344-2214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 OF BLK 11 ALSO BEING KNOWN AS LOT 64 & W1/2 OF SE1/4 BLK 11 KNOWN AS LOT 60 BARWICKS ADD --ORB 155 P 614 & 213 P 323
Legal Range	05E
Legal Township	02N
Legal Section	30
Legal Subdivision	BARWICKS ADD
Legal Block	11
Legal Lot Number	60,64
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2030
Census Tract	250105

Owner

610 E Chestnut St is owned and occupied by an individual who bought it in October 2023.

Source: Jefferson County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 635, MONTICELLO, FL 32345-0635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on File
Deed Sale	Oct 19, 2023 · Amount on File
Deed Document Number	202333002903
Deed Book / Page	844 / 186
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Oct 19, 2023
Property Address	610 E CHESTNUT ST, MONTICELLO, FL 32344-2214
Document Number	0008440186
Book / Page	844 / 186
Instrument Date	Oct 12, 2023
Instrument	202333002903
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$241.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 869, MONTICELLO, FL 32345-0869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E CHESTNUT ST, MONTICELLO, FL 32344-2214

Mortgage

Document Number	0000844189
Date	Oct 19, 2023
Instrument	844/189

Lender

Name	ELLIOTT FREEMAN ETAL
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 610 E Chestnut St was $797 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Municipality	Monticello City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$797.00 Homeowner's exemption	$42,854 (-1.88%) Land $2,444 Building $40,410	$42,854 (-1.88%) Land $2,444 Building $40,410
2024	$797.00 (-34.56%) Homeowner's exemption	$43,676 (-1.24%) Land $2,068 Building $41,608	$43,676 (-1.24%) Land $2,068 Building $41,608
2023	$1,218.00 (+18.48%)	$44,226 (+29.07%) Land $1,880 Building $42,346	$44,226 (+29.07%) Land $1,880 Building $42,346
2022	$1,028.00	$34,266 Land $1,692 Building $32,574	$34,266 Land $1,692 Building $32,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 E Chestnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 E Chestnut St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20