770 Cypress St, Monterey, CA 93940 Property Records

Monterey County property record for 770 Cypress St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,779 sqft · built 1934
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$730,000 (Jun 2019)
Tax Bill	$10,317 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-134-015-000`

Property Details

APN / Parcel Number

Primary APN	`001-134-015-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,779 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	770 CYPRESS ST
City	MONTEREY
State	CA
Zip	93940-1516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOTS 11 & 13 BLK 11
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	11
Legal Lot Number	11,13
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1024
Census Tract	12503

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	770 CYPRESS ST, MONTEREY, CA 93940-1516
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Oct 16, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LNDG
Jun 27, 2019	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG
Feb 15, 2019	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	201926676
Prior Transfer Date	Aug 26, 1997
Prior Transfer Doc	0000050202
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Oct 16, 2020
Property Address	770 CYPRESS ST, MONTEREY, CA 93940-1516
Document Number	0000058148
Map Reference	VOL 1 PG 4
Instrument Date	Sep 28, 2020
Instrument	2020058148
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	770 CYPRESS ST, MONTEREY, CA 93940-1516

Mortgage

Document Number	0000058149
Date	Oct 16, 2020
Instrument	2020058149

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Oct 16, 2020
Property Address	770 CYPRESS ST, MONTEREY, CA 93940-1516
Document Number	0000058150
Instrument Date	Sep 28, 2020
Instrument	58150
Transaction Type	Transfer
Record Updated	Nov 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	770 CYPRESS ST MONTEREY CA 939401516, MONTEREY, CA 93940-1516

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	770 CYPRESS ST, MONTEREY, CA 93940-1516
Document Number	0000018349
Instrument Date	Apr 7, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	770 CYPRESS ST MONTEREY CA 939401516, MONTEREY, CA 93940-1516

Mortgage

Document Number	0000018349
Date	Apr 14, 2020
Instrument	18349

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2050

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 27, 2019
Property Address	770 CYPRESS ST, MONTEREY, CA 93940-1516
Document Number	0000026676
Instrument Date	Jun 14, 2019
Instrument	26676
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	770 CYPRESS ST MONTEREY CA 939401516, MONTEREY, CA 93940-1516

Mortgage

Document Number	26677
Date	Jun 27, 2019
Instrument	26677

Lender

Name	SYNERGY ONE LNDG
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2049

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Feb 15, 2019
Property Address	770 CYPRESS ST, MONTEREY, CA 93940-1516
Document Number	0000006141
Instrument Date	Feb 14, 2019
Instrument	6141
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	770 CYPRESS ST MONTEREY CA 939401516, MONTEREY, CA 93940-1516

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$904,233 (+2%) Land $625,803 Building $278,430
2025	$10,317.00 (+11.66%) Homeowner's exemption	$886,504 (+4.04%) Land $613,533 Building $272,971
2023	$9,240.00 (+1.3%) Homeowner's exemption	$852,081 Land $589,709 Building $262,372
2022	$9,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 763 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: GeoLinks, Optimum, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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