755 Cypress St, Monterey, CA 93940 Property Records

Monterey County property record for 755 Cypress St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,179 sqft · built 1948
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$1,235,000 (Sep 2026)
Tax Bill	$9,203 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-139-019-000`

Property Details

APN / Parcel Number

Primary APN	`001-139-019-000`
Alternative APN	`001-139-019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,179 sqft Living Area
1st Floor Area	1,179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Garage Area	243 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-139-019
Street Address	755 CYPRESS ST
City	MONTEREY
State	CA
Zip	93940-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITHERS ADD TO MONTEREY LOTS 16 & 18 BLK 16
Legal Subdivision	WITHERS ADD TO MONTEREY
Legal Block	16
Legal Lot Number	16,18
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1023
Census Tract	12503

Owner

755 Cypress St is owned and occupied by two individuals who bought it in September 2026.

Source: Monterey County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	755 CYPRESS ST, MONTEREY, CA 93940-1515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
Aug 1, 2017	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2026 · Amount on File
Deed Sale	Sep 24, 2026 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	202632704
Prior Transfer Date	Oct 15, 2002
Prior Transfer Doc	0000099263
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Sep 24, 2026
Property Address	755 CYPRESS ST, MONTEREY, CA 93940-1515
Document Number	0000032704
Instrument Date	Aug 31, 2026
Instrument	202632704
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137,208.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	755 CYPRESS ST, MONTEREY, CA 93940-1515

Mortgage

Document Number	0000032705,
Date	Sep 24, 2026
Instrument	202632705

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	755 CYPRESS ST, MONTEREY, CA 93940-1515
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035072
Date	Jul 17, 2020
Instrument	2020035072

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	755 CYPRESS ST, MONTEREY, CA 93940-1515
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO SALINA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024621
Date	Jun 14, 2019
Instrument	2019024621

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Aug 1, 2017
Property Address	755 CYPRESS ST, MONTEREY, CA 93940-1515
Document Number	0000040999
Map Reference	VOL1 PG4
Instrument Date	Jul 26, 2017
Instrument	2017040999
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	755 CYPRESS ST, MONTEREY, CA 93940-1515

Mortgage

Document Number	0000041000
Date	Aug 1, 2017
Instrument	2017041000

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 755 Cypress St was $9,203.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$812,405 (+2%) Land $580,291 Building $232,114
2025	$9,203.00 Homeowner's exemption	$796,476 Land $568,913 Building $227,563
2023	$8,288.00 (+1.41%) Homeowner's exemption	$765,549 Land $546,822 Building $218,727
2022	$8,173.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 755 Cypress St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 755 Cypress St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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