770 Arrowhead Dr, Sparta, TN 38583 Property Records

White County property record for 770 Arrowhead Dr, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,955 sqft · built 1985
Lot Size	4.5 acres (196,020 sqft)
Owner	Individual Name on File
Last Sale	$219,000 (Oct 2019)
Tax Bill	$1,306 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093038 01003`

Property Details

APN / Parcel Number

Primary APN	`093038 01003`
Alternative APN	`038 01003`

Interior

Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,955 sqft Living Area
1st Floor Area	1,955 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	196,020 sqft (4.5 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	192 sqft
Deck Area	250 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	770 ARROWHEAD DR
City	SPARTA
State	TN
Zip	38583-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: KEE ACRES S/D; LOT: 84
Legal Subdivision	KEE ACRES S/D
Legal Lot Number	84
Jurisdiction	WHITE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3026
Census Tract	935000

Owner

770 Arrowhead Dr is owned and occupied by an individual who bought it in October 2019.

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	770 ARROWHEAD DR, SPARTA, TN 38583-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ORIGIN BANK
Oct 3, 2019	Warranty Deed, Transfer · Conventional Mortgage ORIGIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2019 · Amount on File
Deed Sale	Oct 3, 2019 · Amount on File
Prior Sale	Apr 2, 2018
Deed Document Number	19003600
Deed Book / Page	RB442 / 044
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	770 ARROWHEAD DR, SPARTA, TN 38583-2831
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 ARROWHEAD DR, SPARTA, TN 38583-2831

Mortgage

Document Number	0RB595/775
Date	Mar 9, 2026
Book Page	RB595/775
Instrument	26001081

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 18, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	770 ARROWHEAD DR, SPARTA, TN 38583-2831
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB494/497
Date	Nov 2, 2021
Book Page	RB494/497
Instrument	21005225

Lender

Name	ORIGIN BANK
Type	Bank
Address	MONROE, LA 71201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Oct 3, 2019
Property Address	770 ARROWHEAD DR, SPARTA, TN 38583-2831
Document Number	0RB442/044
Book / Page	RB442 / 044
Map Reference	MB 1 PG 86
Instrument Date	Sep 30, 2019
Instrument	19003600
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$810.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 ARROWHEAD DR, SPARTA, TN 38583-2831

Mortgage

Document Number	0019003601
Date	Oct 3, 2019
Instrument	19003601

Lender

Name	ORIGIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 770 Arrowhead Dr was $1,306, up 14.7% from the year before.

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,306.00 (+14.66%)	$92,625 (+66.67%) Land $11,850 Building $80,775	$370,500 Land $47,400 Building $323,100
2024	$1,139.00	$55,575 (-) Land $8,900 Building $46,675
2023		$55,575 Land $8,900 Building $46,675
2021	$1,139.00
2020			$222,300 Land $35,600 Building $186,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 770 Arrowhead Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 Arrowhead Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BON DE CROFT UTILITY DISTRICT serves 4,577 people · EPA ID TN0000653
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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