636 Arrowhead Dr, Sparta, TN 38583 Property Records

White County property record for 636 Arrowhead Dr, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 600 sqft · built 2019
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Tax Bill	$566 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093038 03808`

Property Details

APN / Parcel Number

Primary APN	`093038 03808`
Alternative APN	`038 03808`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Unfinished
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	636 ARROWHEAD DR
City	SPARTA
State	TN
Zip	38583-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROBERT & LINDA SPRINGER PROP S/D
Legal Lot Number	1
Jurisdiction	WHITE TN
Township / Civil Division	4
Census Block Group	3
Census Block	3026
Census Tract	935000

Owner

636 Arrowhead Dr is owned and occupied by two individuals who acquired it in August 2023.

Source: White County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	636 ARROWHEAD DR, SPARTA, TN 38583-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Commercial Mortgage ONE BANK OF TENNESSEE
Aug 8, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage ONE BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 4, 2023
Transfer Doc	0RB536/531
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	636 ARROWHEAD DR, SPARTA, TN 38583-2831
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB537/279
Date	Aug 22, 2023
Book Page	RB537/279
Instrument	23003199

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Aug 8, 2023
Property Address	636 ARROWHEAD DR, SPARTA, TN 38583-2831
Document Number	0RB536/531
Book / Page	RB536 / 531
Map Reference	MB 3 PG 291
Instrument Date	Aug 4, 2023
Instrument	23003021
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 ARROWHEAD DR, SPARTA, TN 38583-2831

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	636 ARROWHEAD DR, SPARTA, TN 38583-2831
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB528/244
Date	Mar 31, 2023
Book Page	RB528/244
Instrument	23001130

Lender

Name	ONE BANK OF TENNESSEE
Type	Bank
Address	SPARTA, TN 38583

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 636 Arrowhead Dr was $566.

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$566.00	$40,125 Land $6,300 Building $33,825	$160,500 Land $25,200 Building $135,300
2023		$22,700 (-) Land $3,400 Building $19,300
2022		$22,700 Land $3,400 Building $19,300	$90,800 Land $13,600 Building $77,200
2021	$465.00
2020			$90,800 Land $13,600 Building $77,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 636 Arrowhead Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 636 Arrowhead Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 73% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BON DE CROFT UTILITY DISTRICT serves 4,577 people · EPA ID TN0000653
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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