77 Wildwood Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 77 Wildwood Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,343 sqft · built 1985
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,660 (2025)
Deeds & Mortgages	Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18A 3 451`

Property Details

APN / Parcel Number

Primary APN	`18A 3 451`
Alternative APN	`8996`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,343 sqft Living Area
Gross Area	5,868 sqft
1st Floor Area	2,343 sqft
Basement Area	2,343 sqft
Finished Basement	2,343 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Type	Detached
Garage Area	594 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	279 sqft
Deck Area	108 sqft
Patio Area	294 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8996
Street Address	77 WILDWOOD DR
City	PALMYRA
State	VA
Zip	22963-2225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	DB 377-653 MONTPELIER-3 LOT 451 22,207 SF
Legal Subdivision	MONTPELIER PH 3
Legal Block	45
Legal Lot Number	451
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1001
Census Tract	20103

Owner

77 Wildwood Dr is owned and occupied by two individuals who acquired it in November 2020.

Source: Fluvanna County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 WILDWOOD DR, PALMYRA, VA 22963-2225
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 23, 2020
Transfer Doc	0000004948
Record Updated	Sep 20, 2026

December 2020: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 2, 2020
Property Address	77 WILDWOOD DR, PALMYRA, VA 22963-2225
Document Number	200004948
Map Reference	DB 86 PG 393
Instrument Date	Nov 23, 2020
Instrument	200004948
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 WILDWOOD DR, PALMYRA, VA 22963-2225

Tax Assessment & Valuation

The 2025 property tax bill for 77 Wildwood Dr was $6,660.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$882,180 (-) Land $210,000 Building $672,180	$882,180 (-) Land $210,000 Building $672,180
2025	$6,660.00	$882,180 Land $210,000 Building $672,180	$882,180 Land $210,000 Building $672,180
2023		$704,600 Land $210,000 Building $494,600	$704,600 Land $210,000 Building $494,600
2022	$5,946.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Wildwood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Wildwood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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