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74 Wildwood Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 74 Wildwood Dr, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,534 sqft · built 1975
Lot Size0.446 acres (19,428 sqft)
Owner2 Company Names on File
Tax Bill$6,468 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN18A 3 453

Property Details

APN / Parcel Number

Primary APN18A 3 453
Alternative APN
  • 2911

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,534 sqft Living Area
Gross Area6,938 sqft
1st Floor Area2,574 sqft
Basement Area2,247 sqft
Finished Basement960 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area19,428 sqft (0.446 acres)
TerrainRolling
View / LotWaterfront
PorchPorch
Deck Area845 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number2911
Street Address74 WILDWOOD DR
CityPALMYRA
StateVA
Zip22963-2227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionDB 341-259 MONTPELIER-3 LOT 453 19,448 SF
Legal SubdivisionMONTPELIER PH 2
Legal Block45
Legal Lot Number453
JurisdictionFLUVANNA VA
Township / Civil DivisionRIVANNA
Census Block Group1
Census Block1001
Census Tract20103

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address74 WILDWOOD DR, PALMYRA, VA 22963-2227
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 23, 2025
Transfer Doc0000001876
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address74 WILDWOOD DR, PALMYRA, VA 22963-2227
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyLAWYERS TITLE REALTY SERVICES INC, LAWYERS TITLE REALTY SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210001371
DateMar 17, 2021
Instrument210001371
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term276 Months
DueMar 1, 2044
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$856,800 (+%) Land $190,000 Building $666,800$856,800 (+%) Land $190,000 Building $666,800
2025$6,468.00 (+10.17%)$856,775 (+23.15%) Land $190,000 Building $666,775$856,775 (+23.15%) Land $190,000 Building $666,775
2023$695,700 Land $190,000 Building $505,700$695,700 Land $190,000 Building $505,700
2022$5,871.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Firefly Fiber Broadband
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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