La Plata County property record for 77 Whispering Pines Cir, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,249 sqft · built 1978 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,359,000 (Oct 2020) |
| Tax Bill | $6,793 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Oct 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-154-06-021 |
| Primary APN | 5665-154-06-021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,249 sqft Living Area |
| Gross Area | 4,733 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | Deck Area |
| Patio Area | 530 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R012608 |
|---|---|
| Street Address | 77 WHISPERING PINES CIR |
| City | DURANGO |
| State | CO |
| Zip | 81301-8542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: TIMBERLINE VIEW EST BLOCK: 0 LOT: 49 TIMBERLINE PUD 77 WHISPERING PINES CIR DURANGO 81301 |
| Legal Subdivision | TIMBERLINE VIEW EST |
| Legal Block | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 970800 |
77 Whispering Pines Cir is owned and occupied by two individuals who bought it in October 2020.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 77 WHISPERING PINES CIR, DURANGO, CO 81301-8542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALPINE BANK |
| Oct 16, 2020 | Warranty Deed, Transfer · Commercial Mortgage ALPINE BANK |
| Jul 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2020 · Amount on File |
| Deed Sale | Oct 16, 2020 · Amount on File |
| Prior Sale | Jul 18, 2018 · Amount on File |
| Deed Document Number | 20201179733 |
| Prior Transfer Date | May 1, 2008 |
| Prior Transfer Doc | 0000977801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 77 WHISPERING PINES CIR, DURANGO, CO 81301-8542 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | COLORADO ESCROW AND TITLE, COLORADO ESCROW & TITLE |
| Name | Verified Name |
|---|---|
| Address | 77 WHISPERING PINES CIR, DURANGO, CO 81301-8542 |
| Document Number | 0001204415 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 1204415 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Oct 16, 2020 |
| Property Address | 77 WHISPERING PINES CIR, DURANGO, CO 81301-8542 |
| Document Number | 0001179733 |
| Map Reference | DOC 403013 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 1179733 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | CAPITAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 77 WHISPERING PINES CIR, DURANGO, CO 81301-8542 |
| Document Number | 0001179734 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 1179734 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jul 18, 2018 |
| Property Address | 77 WHISPERING PINES CIR, DURANGO, CO 81301-8542 |
| Document Number | 0001145575 |
| Map Reference | DOC403013 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 1145575 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | T TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 77 WHISPERING PINES CIR, DURANGO, CO 81301-8542 |
| Document Number | 0001145576 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 1145576 |
| Name | STATE FARM BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
The 2025 property tax bill for 77 Whispering Pines Cir was $6,793.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,210 (+5.13%) Land $19,370 Building $107,840 | $1,940,840 (+0.25%) Land $295,550 Building $1,645,290 | |
| 2025 | $6,793.00 | $121,000 Land $18,470 Building $102,530 | $1,936,030 Land $295,550 Building $1,640,480 |
| 2023 | $4,183.00 (+54.3%) | $96,430 (+55.93%) Land $17,580 Building $78,850 | $1,439,260 (+61.75%) Land $262,430 Building $1,176,830 |
| 2022 | $2,711.00 | $61,840 Land $17,330 Building $44,510 | $889,790 Land $249,370 Building $640,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 77 Whispering Pines Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 77 Whispering Pines Cir is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
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