38 Whispering Pines Cir, Durango, CO 81301 Property Records

La Plata County property record for 38 Whispering Pines Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 3,055 sqft · built 1989
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on File
Last Sale	$1,300,000 (Sep 2022)
Tax Bill	$4,951 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5665-154-07-006`

Property Details

APN / Parcel Number

Primary APN	`5665-154-07-006`
Alternative APN	`R015700`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,055 sqft Living Area
Gross Area	3,799 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Ranch
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	744 sqft
Porch	Unfinished Open Porch
Porch Area	48 sqft
Patio Area	504 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R015700
Street Address	38 WHISPERING PINES CIR
City	DURANGO
State	CO
Zip	81301-8563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: TIMBERLINE VIEW EST BLOCK: 0 LOT: 53 TIMBERLINE PUD 38 WHISPERING PINES CIR DURANGO 81301
Legal Subdivision	TIMBERLINE VIEW EST
Legal Block	1
Legal Lot Number	53
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1001
Census Tract	970800

Owner

38 Whispering Pines Cir is owned by a company that acquired it in November 2024.

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	38 WHISPERING PINES CIR, DURANGO, CO 81301-8563
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Deed Document Number	20221214830
Last Transfer Date	Nov 15, 2024
Transfer Doc	0001237868
Record Updated	Sep 20, 2026

September 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 6, 2022
Property Address	38 WHISPERING PINES CIR, DURANGO, CO 81301-8563
Document Number	0001214830
Instrument Date	Aug 30, 2022
Instrument	1214830
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	38 WHISPERING PINES CIR, 38, DURANGO, CO 81301-8563

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 WHISPERING PINES CIR, DURANGO, CO 81301-8563

Mortgage

Document Number	0001214831
Date	Sep 6, 2022
Instrument	1214831

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 38 Whispering Pines Cir was $4,951.

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,190 (+3.4%) Land $19,340 Building $71,850	$1,411,030 (-) Land $299,200 Building $1,111,830
2025	$4,951.00	$88,190 Land $18,700 Building $69,490	$1,411,030 Land $299,200 Building $1,111,830
2023	$3,054.00 (+61.42%)	$70,400 (+40.49%) Land $17,560 Building $52,840	$1,050,800 (+45.74%) Land $262,110 Building $788,690
2022	$1,892.00	$50,110 Land $17,550 Building $32,560	$721,000 Land $252,450 Building $468,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Whispering Pines Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Whispering Pines Cir is high, ranking above 84% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 87% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000