77 W Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 77 W Acton Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1961
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Jun 2018)
Tax Bill	$10,711 (2026)
Deeds & Mortgages	Apr 2020 Refinance Apr 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-21 000028`

Property Details

APN / Parcel Number

Primary APN	`R-21 000028`
Alternative APNs	`STOW M:000R-21 P:028` `M:000R=21 P:028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
Gross Area	4,943 sqft
1st Floor Area	1,776 sqft
Attic	Attic
Attic Area	1,344 sqft
Basement Area	1,504 sqft
Unfinished Basement	1,504 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-21 000028
Street Address	77 W ACTON RD
City	STOW
State	MA
Zip	01775-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1003
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	77 W ACTON RD, STOW, MA 01775-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Apr 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jun 25, 2018	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on Record
Deed Sale	Jun 25, 2018 · Amount on Record
Prior Sale	Mar 27, 2012 · Amount on Record
Deed Book / Page	71206 / 245
Transfer Doc	071206-245
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	77 W ACTON RD, STOW, MA 01775-2112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74434-365
Date	Apr 8, 2020
Book Page	74434/365
Instrument	52281

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	77 W ACTON RD, STOW, MA 01775-2112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	72518-549
Date	Apr 29, 2019
Book Page	72518/549
Instrument	53403

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jun 25, 2018
Property Address	77 W ACTON RD, STOW, MA 01775-2112
Document Number	71206-245
Book / Page	71206 / 245
Instrument	91668
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 W ACTON RD, STOW, MA 01775-2112
Investor	Possibly a Property Investor

Mortgage

Document Number	712060247
Date	Jun 25, 2018
Instrument	71206/0247

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,711.00 (+12.43%)	$599,400 (+9.6%) Land $341,900 Building $257,500	$662,264 (+26.43%)
2025	$9,527.00 (-5.68%)	$546,900 (-8.11%) Land $325,600 Building $221,300	$523,830
2024	$10,101.00 (+8.71%)	$595,200 (+16.14%) Land $314,000 Building $281,200
2023	$9,292.00	$512,500 Land $299,700 Building $212,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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