Middlesex County and Stow Town property record for 74 W Acton Rd, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,027 sqft · built 2000 |
| Lot Size | 6.83 acres (297,515 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $14,814 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-21 001D-1 |
| Primary APN | R-21 001D-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,027 sqft Living Area |
| 1st Floor Area | 2,117 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Lot Area | 297,515 sqft (6.83 acres) |
| Garage Type | Attached |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | R-21 001D-1 |
|---|---|
| Street Address | 74 W ACTON RD |
| City | STOW |
| State | MA |
| Zip | 01775-1172 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 323102 |
Source: Middlesex County and Stow Town records, as of April 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 74 W ACTON RD, STOW, MA 01775-1172 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 6, 2026 | Warranty Deed, Transfer |
| Dec 27, 2021 | Deed of Trust, Mortgage · ARM CITIZENS BANK |
| Mar 16, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 4, 2026 |
| Transfer Doc | 085308-283 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Mar 6, 2026 |
| Property Address | 74 W ACTON RD, STOW, MA 01775-1172 |
| Document Number | 085308-283 |
| Book / Page | 85308 / 283 |
| Instrument Date | Mar 4, 2026 |
| Instrument | 24701 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 74 W ACTON RD, STOW, MA 01775-1172 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 74 W ACTON RD, STOW, MA 01775-1172 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0079425-22 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 79425/22 |
| Instrument | 277727 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Jan 1, 2032 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 74 W ACTON RD, STOW, MA 01775-1172 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 77235-56 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 77235/56 |
| Instrument | 58096 |
| Name | CITIZENS BANK OF RHODE ISLAND |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,814.00 (+8.29%) | $850,400 (+5.49%) Land $363,800 Building $486,600 | $1,199,375 |
| 2024 | $13,680.00 (+7.63%) | $806,125 (+14.99%) Land $352,125 Building $454,000 | |
| 2023 | $12,710.00 | $701,050 Land $337,450 Building $363,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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