77 Vera Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 77 Vera Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 976 sqft · built 1993
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Nov 2017)
Tax Bill	$1,412 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0036A170000`

Property Details

APN / Parcel Number

Primary APN	`0036A170000`
Alternative APNs	`0036A170` `17638`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	976 sqft Heated Area
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Aluminum Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	17,860 sqft (0.41 acres)
Porch	Open Porch
Porch Area	24 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17638
Old Parcel Number	0036A170000
Street Address	77 VERA DR
City	RINGGOLD
State	GA
Zip	30736-7055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 45 CLEARVIEW SUB
Legal Subdivision	CLEARVIEW SUB
Legal Lot Number	45
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	5
Census Block	5004
Census Tract	30202

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 VERA DR, RINGGOLD, GA 30736-7055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
Dec 6, 2017	Warranty Deed, Transfer GUILD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2017 · Amount on Record
Deed Sale	Nov 30, 2017 · Amount on Record
Prior Sale	Apr 27, 2017 · Amount on Record
Deed Document Number	0001911328
Deed Book / Page	1911 / 328
Last Transfer Date	Dec 6, 2017
Transfer Doc	0019110328
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	77 VERA DR, RINGGOLD, GA 30736-7055
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 VERA DR, RINGGOLD, GA 30736-7055

Mortgage

Document Number	0021630000000202
Date	Aug 24, 2021
Book Page	0000002163/0000000202
Instrument	008332

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 6, 2017
Property Address	77 VERA DR, RINGGOLD, GA 30736-7055
Document Number	0019110328
Book / Page	001911 / 000328
Instrument Date	Nov 30, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	CHOICE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 VERA DR RINGGOLD GA 307367055, RINGGOLD, GA 30736-7055

Mortgage

Document Number	19110330
Date	Dec 6, 2017
Book Page	001911/000330

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,412.00 (+5.22%)	$74,410 (+24.08%) Land $10,000 Building $64,410	$186,025 (+24.08%) Land $25,000 Building $161,025
2023	$1,342.00 (+23.12%)	$59,970 Land $10,000 Building $49,970	$149,925 Land $25,000 Building $124,925
2022	$1,090.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company, Xfinity.

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