37 Vera Dr, Ringgold, GA 30736 Property Records

Catoosa County property record for 37 Vera Dr, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,104 sqft · built 1990
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$94,000 (Sep 2019)
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0036A168000`

Property Details

APN / Parcel Number

Primary APN	`0036A168000`
Alternative APNs	`0036A168` `17636`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,104 sqft Heated Area
1st Floor Area	1,058 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Porch
Porch Area	16 sqft
Deck Area	126 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	17636
Street Address	37 VERA DR
City	RINGGOLD
State	GA
Zip	30736-7055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 43 CLEARVIEW SUB
Legal Subdivision	CLEARVIEW SUB
Legal Lot Number	43
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	5
Census Block	5004
Census Tract	30202

Owner

37 Vera Dr is owned by two individuals who bought it in September 2019.

Source: Catoosa County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1827 PINE NEEDLES TRL, CHATTANOOGA, TN 37421-3367
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage FINANCE OF AMERICA COMMERCIAL
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit TENNESSEE VLY FCU
Sep 19, 2019	Warranty Deed, Transfer · Line of Credit TENNESSEE VLY FCU
Oct 16, 2019	Correction Deed, Transfer CHOICE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Jan 30, 2007 · Amount on File
Deed Document Number	20192058
Deed Book / Page	2009 / 483
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	37 VERA DR, RINGGOLD, GA 30736-7055
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 VERA DR, RINGGOLD, GA 30736-7055

Mortgage

Document Number	0021570000000302
Date	Aug 2, 2021
Book Page	0000002157/0000000302
Instrument	007496

Lender

Name	FINANCE OF AMERICA COMMERCIAL

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	37 VERA DR, RINGGOLD, GA 30736-7055
Document Number	0020090485
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1827 PINE NEEDLES TRL CHATTANOOGA TN 374213367, CHATTANOOGA, TN 37421-3367

Mortgage

Document Number	0020090485
Date	Sep 19, 2019
Book Page	002009/000485

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 18, 2029

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Sep 19, 2019
Property Address	37 VERA DR, RINGGOLD, GA 30736-7055
Document Number	0020090483
Book / Page	002009 / 000483
Instrument Date	Sep 16, 2019
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37 VERA DR RINGGOLD GA 307367055, RINGGOLD, GA 30736-7055

Mortgage

Document Number	20090485
Date	Sep 19, 2019
Book Page	002009/000485

Lender

Name	TENNESSEE VLY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 18, 2029

Interest

Rate Type	Adjustable Rate

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	CATOOSA GA
Recording Date	Oct 16, 2019
Property Address	37 VERA DR, RINGGOLD, GA 30736-7055
Document Number	0020140410
Book / Page	002014 / 000410
Instrument Date	Sep 16, 2019
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	CHOICE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 VERA DR RINGGOLD GA 307367055, RINGGOLD, GA 30736-7055

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,590.00 (+12.53%)	$83,750 (+32.67%) Land $10,000 Building $73,750	$209,376 (+32.67%) Land $25,000 Building $184,376
2023	$1,413.00 (+22.76%)	$63,125 Land $10,000 Building $53,125	$157,812 Land $25,000 Building $132,812
2022	$1,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 37 Vera Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37 Vera Dr is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ringgold Telephone Company, Xfinity.

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