Albany County and Colonie Town property record for 77 Tamarack Ln, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,902 sqft · built 2018 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Mar 2026) |
| Tax Bill | $12,401 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 17.2-3-37 |
| Primary APN | 012689 17.2-3-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,902 sqft Living Area |
| 1st Floor Area | 1,509 sqft |
| 2nd Floor Area | 1,393 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 404 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01700200030370000000 |
|---|---|
| Street Address | 77 TAMARACK LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Subdivision | TAMARACK LANE |
| Legal Block | 3 |
| Legal Lot Number | 37.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 13802 |
77 Tamarack Ln is owned and occupied by two individuals who bought it in March 2026.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 GAIL AVE, ALBANY, NY 12205-4709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2024 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Feb 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Aug 31, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SEFCU |
| Aug 31, 2018 | Grant Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on File |
| Deed Sale | Mar 2, 2026 · Amount on File |
| Deed Document Number | 20264229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 77 TAMARACK LN, NISKAYUNA, NY 12309-1846 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 77 TAMARACK LN, NISKAYUNA, NY 12309-1846 |
| Document Number | 0000000699 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | R2024-3699 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 28, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 77 TAMARACK LN, NISKAYUNA, NY 12309-1846 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003175 |
|---|---|
| Date | Feb 1, 2021 |
| Instrument | R2021-03175 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Dec 17, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 31, 2018 |
| Property Address | 77 TAMARACK LN, NISKAYUNA, NY 12309-1846 |
| Document Number | 0000019644 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 19644 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 24, 2018 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,074.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 583 WEMPLE RD GLENMONT NY 120774006, GLENMONT, NY 12077-4006 |
| Document Number | 19645 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 19645 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 31, 2018 |
| Property Address | 77 TAMARACK LN, NISKAYUNA, NY 12309-1846 |
| Document Number | 0020189644 |
| Book / Page | 002018 / 019644 |
| Instrument Date | Aug 30, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 TAMARACK LN NISKAYUNA NY 123091846, NISKAYUNA, NY 12309-1846 |
The 2026 property tax bill for 77 Tamarack Ln was $12,401 with a veteran's exemption, down 4.4% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,401.00 (-4.36%) Veteran's exemption | ||
| 2025 | $12,967.00 Veteran's exemption | $300,400 Land $75,100 Building $225,300 | $687,400 Land $171,850 Building $515,550 |
| 2023 | $300,400 (-) Land $75,100 Building $225,300 | $589,000 (+9.31%) Land $147,250 Building $441,750 | |
| 2022 | $300,400 Land $75,100 Building $225,300 | $538,834 Land $134,708 Building $404,126 | |
| 2021 | $12,267.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 77 Tamarack Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 77 Tamarack Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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