65 Tamarack Ln, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 65 Tamarack Ln, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,771 sqft · built 2022
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on Record
Tax Bill$12,168 (2025)
Deeds & MortgagesJan 2023 Second Mortgage
Dec 2022 Sale & Second Mortgage
Flood ZoneZone X (minimal risk)
APN012689 17.2-3-31

Property Details

APN / Parcel Number

Primary APN012689 17.2-3-31
Alternative APN
  • 01700200030310000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,771 sqft Living Area
1st Floor Area2,021 sqft
2nd Floor Area750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area19,602 sqft (0.45 acres)
Garage TypeAttached
Garage Area495 sqft
Parking Spaces2 Parking Spaces
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01700200030310000000
Street Address65 TAMARACK LN
CitySCHENECTADY
StateNY
Zip12309-1846
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code04 - FARM
Legal Block3
Legal Lot Number31.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2012
Census Tract13802

Owner

Source: Albany County and Colonie Town records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address65 TAMARACK LN, SCHENECTADY, NY 12309-1846
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SCHOOL SYSTEMS FCU
Dec 12, 2022Warranty Deed, Subdivision Related Transfer · Stand-Alone Second Mortgage
SCHOOL SYSTEMS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address65 TAMARACK LN, SCHENECTADY, NY 12309-1846
Transaction TypeMortgage
Record UpdatedFeb 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address65 TAMARACK LN, NISKAYUNA, NY 12309-1846

Mortgage

Document Number0000000319
DateJan 20, 2023
InstrumentR2023-1319
Lender
NameSCHOOL SYSTEMS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term119 Months
DueDec 15, 2032

December 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateDec 12, 2022
Property Address65 TAMARACK LN, SCHENECTADY, NY 12309-1846
Document Number0000008692
Map ReferenceDR 172 MAP 13064
Instrument DateNov 22, 2022
InstrumentR2022-28692
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 3, 2026
Title CompanySTEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address141 W CAMPBELL RD # 101, 101, SCHENECTADY, NY 12306-6893

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 AMANDA WAY, SCHENECTADY, NY 12309-3246

Mortgage

Document Number0000000319
DateDec 12, 2022
InstrumentR2023-1319
Lender
NameSCHOOL SYSTEMS FCU
TypeCredit Union
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueDec 15, 2032

Mortgage

Document Number0000008693
DateDec 12, 2022
InstrumentR2022-28693
Lender
NameSCHOOL SYSTEMS FCU
TypeCredit Union
AddressTROY, NY 12180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 1, 2032

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,168.00 (+419.11%) Disabled Person's exemption Veteran's exemption$300,000 (-5.57%) Land $75,000 Building $225,000$686,500 (+10.21%) Land $171,625 Building $514,875
2023$317,700 (+450.61%) Land $79,400 Building $238,300$622,900 (+501.85%) Land $155,676 Building $467,224
2022$57,700 Land $57,700$103,498 Land $103,498
2021$2,344.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLATHAM WATER DISTRICT
serves 85,590 people · EPA ID NY0100198
Water SourceSurface water
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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