77 Smith St, Portland, ME 04101 Property Records

Cumberland County and Portland City property record for 77 Smith St, Portland, ME 04101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,315 sqft · built 1858
Lot Size	0.056 acres (2,448 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Aug 2018)
Tax Bill	$5,305 (2025)
Deeds & Mortgages	Aug 2020 Refinance Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PTLD M:022 B:K002001`

Property Details

APN / Parcel Number

Primary APN	`PTLD M:022 B:K002001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,315 sqft Living Area

Exterior

Year Built	Built 1858
Effective Year Built	Effective 1858
Architectural Style	Other
Exterior Material	Other
Lot Area	2,448 sqft (0.056 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	77 SMITH ST
City	PORTLAND
State	ME
Zip	04101-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	K002001
Jurisdiction	PORTLAND ME
Township / Civil Division	PORTLAND
Census Block Group	1
Census Block	1017
Census Tract	500

Owner

77 Smith St is owned and occupied by an individual who bought it in August 2018.

Source: Cumberland County and Portland City records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	77 SMITH ST, PORTLAND, ME 04101-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING
Aug 27, 2018	Warranty Deed, Transfer CASCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2018 · Amount on File
Deed Sale	Aug 27, 2018 · Amount on File
Deed Document Number	201843166
Deed Book / Page	35097 / 204
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND ME
Property Address	77 SMITH ST, PORTLAND, ME 04101-3118
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0370950023
Date	Aug 25, 2020
Book Page	37095/23
Instrument	52219

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PORTLAND ME
Recording Date	Aug 27, 2018
Property Address	77 SMITH ST, PORTLAND, ME 04101-3118
Document Number	0350970204
Book / Page	35097 / 0204
Instrument	000000043166
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043167
Date	Aug 27, 2018
Instrument	000000043167

Lender

Name	CASCO FCU

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 77 Smith St was $5,305, up 2.4% from the year before.

Source: Cumberland County and Portland City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Portland City
Unified School District	Portland (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,305.00 (+2.41%)	$442,800 (+28.31%) Land $224,300 Building $218,500
2024	$5,180.00 (+4.16%)	$345,100 (-) Land $128,800 Building $216,300
2023	$4,973.00 (+5.88%)	$345,100 (-) Land $128,800 Building $216,300
2022	$4,697.00	$345,100 Land $128,800 Building $216,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 77 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 77 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 842 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Redzone Wireless, T-Mobile.

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