74 Smith St, Portland, ME 04101 Property Records

Cumberland County and Portland City property record for 74 Smith St, Portland, ME 04101

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,185 sqft · built 1900
Lot Size	0.061 acres (2,640 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,614 (2025)
Deeds & Mortgages	Dec 2020 Loan Modification Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`PTLD M:022 B:I016001`

Property Details

APN / Parcel Number

Primary APN	`PTLD M:022 B:I016001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,185 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	2,640 sqft (0.061 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	74 SMITH ST
City	PORTLAND
State	ME
Zip	04101-3120
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	I016001
Jurisdiction	PORTLAND ME
Township / Civil Division	PORTLAND
Census Block Group	1
Census Block	1012
Census Tract	500

Owner

74 Smith St, a duplex, is owned by two individuals.

Source: Cumberland County and Portland City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	61 E OXFORD ST, PORTLAND, ME 04101-3125
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Loan Modification, Mortgage BATH SVGS INSTITUTION
Oct 19, 2020	Deed of Trust, Mortgage · Line of Credit BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PORTLAND ME
Property Address	74 SMITH ST, PORTLAND, ME 04101-3120
Document Number	0375910184
Instrument Date	Dec 11, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 SMITH ST PORTLAND ME 041013120, PORTLAND, ME 04101-3120

Mortgage

Document Number	0375910184
Date	Dec 18, 2020
Book Page	037591/000184
Instrument	84255

Lender

Name	BATH SVGS INSTITUTION

Agreement

Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND ME
Property Address	74 SMITH ST, PORTLAND, ME 04101-3120
Document Number	0373360297
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 E OXFORD ST PORTLAND ME 041013125, PORTLAND, ME 04101-3125

Mortgage

Document Number	0373360297
Date	Oct 23, 2020
Book Page	037336/000297
Instrument	68104

Lender

Name	BATH SVGS INSTITUTION
Address	PORTLAND, ME 04103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 74 Smith St was $6,614, up 23.6% from the year before.

Source: Cumberland County and Portland City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Portland City
Unified School District	Portland (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,614.00 (+23.6%)	$552,100 (+54.87%) Land $323,100 Building $229,000
2024	$5,351.00 (+4.17%)	$356,500 (-) Land $130,000 Building $226,500
2023	$5,137.00 (+5.87%)	$356,500 (-) Land $130,000 Building $226,500
2022	$4,852.00	$356,500 Land $130,000 Building $226,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 74 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 74 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 842 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Redzone Wireless, T-Mobile.

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