77 Ryder Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 77 Ryder Rd, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,344 sqft · built 1973
Lot Size	0.351 acres (15,300 sqft)
Owner	Individual Name on Record
Last Sale	$125,000 (Aug 2009)
Tax Bill	$3,376 (2025)
Deeds & Mortgages	May 2023 Line of Credit Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HARW M:56 P:B3-6`

Property Details

APN / Parcel Number

Primary APN	`HARW M:56 P:B3-6`
Alternative APNs	`M:00056 B:B003 L:006` `5037`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	3,580 sqft
1st Floor Area	1,344 sqft
Basement Area	1,828 sqft
Unfinished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,300 sqft (0.351 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5037
Street Address	77 RYDER RD
City	HARWICH
State	MA
Zip	02645-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	4
Census Block	4039
Census Tract	11002

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	77 RYDER RD, HARWICH, MA 02645-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit ROCKLAND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2009 · Amount on Record
Deed Sale	Aug 25, 2009 · Amount on Record
Deed Document Number	200949329
Deed Book / Page	23988 / 206
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	77 RYDER RD, HARWICH, MA 02645-2302
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035811-204
Date	May 30, 2023
Book Page	35811/204
Instrument	21209

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	541 Months
Due	Jun 1, 2068

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	77 RYDER RD, HARWICH, MA 02645-2302
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34006-265
Date	Apr 13, 2021
Book Page	34006/265
Instrument	25307

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	541 Months
Due	May 1, 2066

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,376.00 (+2.93%)	$571,200 (+5.02%) Land $154,600 Building $416,600	$508,535
2024	$3,280.00 (+6.7%)	$543,900 (+17.5%) Land $145,800 Building $398,100
2023	$3,074.00	$462,900 Land $132,600 Building $330,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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