61 Ryder Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 61 Ryder Rd, Harwich, MA 02645

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1978
Lot Size	0.349 acres (15,214 sqft)
Owner	Company Name on Record
Last Sale	$715,000 (Sep 2022)
Tax Bill	$4,443 (2025)
Deeds & Mortgages	Oct 2022 Transfer Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HARW M:56 P:B3-10`

Property Details

APN / Parcel Number

Primary APN	`HARW M:56 P:B3-10`
Alternative APNs	`M:00056 B:B003 L:010` `9435`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	3,080 sqft
1st Floor Area	1,240 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,214 sqft (0.349 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9435
Street Address	61 RYDER RD
City	HARWICH
State	MA
Zip	02645-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	HARWICH MA
Township / Civil Division	HARWICH
Census Block Group	4
Census Block	4039
Census Tract	11002

Owner

Source: Barnstable County and Harwich Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12 TARA RD, SOUTHBOROUGH, MA 01772-1445
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 22, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage WORKERS CU
Nov 12, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STIFEL BANK & TRUST
Jul 2, 2019	Quit Claim Deed, Transfer · Conventional Mortgage STIFEL BK&TR
Jul 20, 2018	Foreclosure JOHN COZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Prior Sale	Jul 2, 2019 · Amount on Record
Deed Book / Page	35381 / 180
Last Transfer Date	Oct 26, 2022
Transfer Doc	035448-330
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Oct 27, 2022
Property Address	61 RYDER RD, HARWICH, MA 02645-2302
Document Number	035448-330
Book / Page	35448 / 330
Instrument Date	Oct 26, 2022
Instrument	53142
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 TARA RD, SOUTHBOROUGH, MA 01772-1445

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Sep 22, 2022
Property Address	61 RYDER RD, HARWICH, MA 02645-2302
Document Number	035381-180
Book / Page	35381 / 180
Instrument Date	Sep 22, 2022
Instrument	47266
Transaction Type	Transfer
Record Updated	Oct 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 TARA RD, SOUTHBOROUGH, MA 01772-1445

Mortgage

Document Number	0000047267
Date	Sep 22, 2022
Instrument	47267

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARWICH MA
Property Address	61 RYDER RD, HARWICH, MA 02645-2302
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	033461-154
Date	Nov 12, 2020
Book Page	33461/154
Instrument	63259

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARWICH MA
Recording Date	Jul 2, 2019
Property Address	61 RYDER RD, HARWICH, MA 02645-2302
Document Number	32136-190
Book / Page	032136 / 000190
Instrument Date	Jun 26, 2019
Instrument	31473
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,522.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 RYDER RD HARWICH MA 026452302, HARWICH, MA 02645-2302

Mortgage

Document Number	32136-193
Date	Jul 2, 2019
Book Page	032136/000193
Instrument	31474

Lender

Name	STIFEL BK&TR
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

July 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	HARWICH MA
Recording Date	Jul 20, 2018
Property Address	61 RYDER RD, HARWICH, MA 02645-2302
Document Number	31414-287
Book / Page	031414 / 000287
Instrument Date	Jul 18, 2018
Instrument	35182
Transaction Type	Foreclosure
Record Updated	Aug 13, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.30
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 RYDER RD HARWICH MA 026452302, HARWICH, MA 02645-2302

Mortgage

Document Number	31414-294
Date	Jul 20, 2018
Book Page	031414/000294
Instrument	35184

Lender

Name	JOHN COZ

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Harwich Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,443.00 (+7.16%)	$751,700 (+9.32%) Land $154,500 Building $597,200	$696,257
2024	$4,146.00 (+4.35%)	$687,600 (+14.93%) Land $145,700 Building $541,900
2023	$3,973.00 (+4.28%)	$598,300 (+27.35%) Land $132,500 Building $465,800
2022	$3,810.00	$469,800 Land $115,200 Building $354,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARWICH WATER DEPARTMENT serves 39,144 people · EPA ID MA4126000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

61 Ryder Rd, Harwich, MA 02645 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ryder Rd

Nearby Streets

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