77 Rutgers St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 77 Rutgers St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	2,552 sqft · built 1964
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Dec 2025)
Tax Bill	$19,363 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-02001-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`07-02001-0000-00006`
Alternative APNs	`070200100006` `080162`

Interior

Building Area	2,552 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	23,087 sqft (0.53 acres)

Location & Zoning

Account Number	080162
Street Address	77 RUTGERS ST
City	CLOSTER
State	NJ
Zip	07624-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.53 AC
Legal Block	2001
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	1
Census Block	1000
Census Tract	7002

Owner

77 Rutgers St is owned and occupied by two individuals who bought it in December 2025.

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	77 RUTGERS ST, CLOSTER, NJ 07624-1521
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Deed Document Number	202590568
Deed Book / Page	5688 / 1733
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 29, 2025
Property Address	77 RUTGERS ST, CLOSTER, NJ 07624-1521
Document Number	0056881733
Book / Page	5688 / 1733
Instrument Date	Dec 29, 2025
Instrument	2025090568
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 QUARTZ LN, PATERSON, NJ 07501-3342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 RUTGERS ST, CLOSTER, NJ 07624-1521

Mortgage

Document Number	2025090569
Date	Dec 29, 2025
Instrument	2025090569

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 77 Rutgers St was $19,363, up 2.2% from the year before.

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$995,500 (+6.53%) Land $636,600 Building $358,900	$995,500 (+6.53%) Land $636,600 Building $358,900
2025	$19,363.00 (+2.16%)	$934,500 Land $610,400 Building $324,100	$934,500 Land $610,400 Building $324,100
2024	$18,953.00
2023		$866,000 Land $562,900 Building $303,100	$866,000 Land $562,900 Building $303,100
2022	$17,868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 77 Rutgers St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 77 Rutgers St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300