Bergen County and Closter Borough property record for 33 Rutgers St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 3,896 sqft · built 2005 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (Jul 2015) |
| Tax Bill | $29,665 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-02001-0000-00003-01 |
| Primary APN | 07-02001-0000-00003-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,896 sqft Living Area |
| 1st Floor Area | 3,896 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 145 ft deep x 120 ft wide |
| Old Parcel Number | 0702001000000003 |
|---|---|
| Street Address | 33 RUTGERS ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | 0.31 AC |
| Legal Subdivision | RUTGERS STREET DEV |
| Legal Block | 2001 |
| Legal Lot Number | 3.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 7002 |
33 Rutgers St is owned and occupied by two individuals who bought it in July 2015.
Source: Bergen County and Closter Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 RUTGERS ST, CLOSTER, NJ 07624-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2015 · Amount on File |
| Deed Sale | Jul 31, 2015 · Amount on File |
| Prior Sale | Nov 5, 2003 · Amount on File |
| Deed Document Number | 201557475 |
| Deed Book / Page | 2010 / 1846 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 22, 2026 |
| Property Address | 33 RUTGERS ST, CLOSTER, NJ 07624-1521 |
| Document Number | 0000041347 |
| Book / Page | 5825 / 1926 |
| Instrument Date | May 29, 2026 |
| Instrument | 202641347 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 33 RUTGERS ST, CLOSTER, NJ 07624-1521 |
| Document Number | 0000041347, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 5825/1926 |
| Instrument | 202641347 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 29, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 33 RUTGERS ST, CLOSTER, NJ 07624-1521 |
| Document Number | 0025650578 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 33 RUTGERS ST CLOSTER NJ 076241521, CLOSTER, NJ 07624-1521 |
| Document Number | 0025650578 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 002565/000578 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 33 Rutgers St was $29,665, up 2.7% from the year before.
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,571,600 (+9.77%) Land $608,600 Building $963,000 | $1,571,600 (+9.77%) Land $608,600 Building $963,000 | |
| 2025 | $29,665.00 (+2.69%) | $1,431,700 Land $591,100 Building $840,600 | $1,431,700 Land $591,100 Building $840,600 |
| 2024 | $28,887.00 | ||
| 2023 | $1,318,800 Land $543,600 Building $775,200 | $1,318,800 Land $543,600 Building $775,200 | |
| 2022 | $27,574.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 33 Rutgers St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1990) |
| Most Recent Claim | May 1990 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 33 Rutgers St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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